1. Paytm Soundbox
Paytm · Noida · Payment gateways & UPI · 4.5/5
Audio payment confirmation device for merchants.
₹125/mo
Free trial
Compared with PhonePe SmartSpeaker
- Starts ₹26/mo higher (₹125/mo vs ₹99/mo)
Payment gateways & UPI · Alternatives
Best PhonePe SmartSpeaker alternatives in India (2027)
PhonePe SmartSpeaker is a payment gateways & upi product from PhonePe, Bengaluru, priced at ₹99/mo. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 18 are built in India, and 1 start cheaper or free.
Quick answer
The closest alternatives to PhonePe SmartSpeaker are Paytm Soundbox (₹125/mo), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go), Paytm Payment Gateway (1.99% per transaction · Standard plan, plus 18% GST) and Instamojo Payments (Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction). Published prices in this list start at ₹5/month.
Why businesses look for a PhonePe SmartSpeaker alternative
Cost
PhonePe SmartSpeaker starts at ₹99/mo. 1 alternatives start lower or have a free plan.
PhonePe SmartSpeaker alternatives compared
Ranked by how closely each product matches PhonePe SmartSpeaker's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | PhonePe SmartSpeaker (current) | ₹99/mo | No | Web | Yes | 4.4/5 | — |
| 1 | Paytm Soundbox | ₹125/mo | No | Web | Yes | 4.5/5 | |
| 2 |  PayU | 2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra | No | Web | Yes | 4.7/5 | |
| 3 |  Cashfree Payments | Pay as you go | No | Web | Yes | 4.7/5 | |
| 4 |  Paytm Payment Gateway | 1.99% per transaction · Standard plan, plus 18% GST | No | Web | Yes | 4.7/5 | |
| 5 |  Instamojo Payments | Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction | No | Web | Yes | 4.6/5 | |
| 6 |  Easebuzz | Pay as you go | No | Web | Yes | 4.6/5 | |
| 7 |  Zaakpay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 8 |  Atom Technologies | Pay as you go | No | Web | Yes | 4.6/5 | |
| 9 |  Skydo | Pay as you go | No | Web | Yes | 4.5/5 | |
| 10 |  Salt by Salt.pe | Pay as you go | No | Web | Yes | 4.4/5 | |
| 11 |  BRISKPE | Pay as you go | No | Web | Yes | 4.4/5 | |
| 12 |  Open Money Collect | Pay as you go | No | Web | Yes | 4.4/5 | |
| 13 |  Nimbbl | Pay as you go | No | Web | Yes | 4.3/5 | |
| 14 |  Simpl | Pay as you go | No | Web | Yes | 4.3/5 | |
| 15 |  ZestMoney | Pay as you go | No | Web | Yes | 4.3/5 | |
| 16 |  PayPal | Pay as you go | No | Web | No | 4.4/5 | |
| 17 |  LazyPay | Pay as you go | No | Web | Yes | 4.3/5 | |
| 18 |  Stripe | Pay as you go | No | Web | No | 4.4/5 | |
| 19 |  Paysharp | ₹5/mo | No | Web | Yes | 4.3/5 | |
| 20 |  Snapmint | Pay as you go | No | Web | Yes | 4.3/5 |
Top 10 PhonePe SmartSpeaker alternatives in detail
2. PayU
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra
Free trial
Key features
- Payment gateway with 150+ payment modes
- Cards, UPI, net banking, wallets, EMI, BNPL
- Bharat QR supporting 140+ UPI apps
- POS and cross-border payments
- Payment links
3. Cashfree Payments
Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5
Payment gateway and payouts with high UPI success rates.
Pay as you go
Free trial
Key features
- Payment gateway (180+ modes incl. UPI, cards, BNPL, Apple Pay)
- Payment links
- Subscriptions
- International payments
- Payouts API
4. Paytm Payment Gateway
Paytm · Noida · Payment gateways & UPI · 4.7/5
Gateway with Paytm wallet, UPI and card acceptance.
1.99% per transaction · Standard plan, plus 18% GST
Free trial
Key features
- UPI and Paytm Postpaid
- Visa, Mastercard, RuPay, Amex and Diners cards
- Net banking with 50+ banks
- Card and cardless EMI, bank offers, no-cost EMI
- JS Checkout two-step integration
5. Instamojo Payments
Instamojo · Bengaluru · Payment gateways & UPI · 4.6/5
Simple payment gateway and links for micro businesses.
Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction
Free trial
Key features
- Unlimited payment links
- Smart Links with expiry, discounts and amount breakup
- Embeddable pay button for websites
- 100+ payment modes advertised
- Unlimited hosted landing pages
6. Easebuzz
Easebuzz · Pune · Payment gateways & UPI · 4.6/5
Payment gateway and collections for education, SMEs and enterprises.
Pay as you go
Free trial
Key features
- Payment gateway (150+ options)
- Payment links
- Slices (split payments)
- ePOS
- International payment gateway
7. Zaakpay
Zaakpay (MobiKwik) · Gurugram · Payment gateways & UPI · 4.6/5
Payment gateway from MobiKwik.
Pay as you go
Free trial
8. Atom Technologies
Atom Technologies (NTT DATA) · Mumbai · Payment gateways & UPI · 4.6/5
Payment gateway and bill collection for enterprises.
Pay as you go
Free trial
9. Skydo
Skydo · Bengaluru · Payment gateways & UPI · 4.5/5
International payment collection for Indian exporters with FIRA.
Pay as you go
Free trial
10. Salt by Salt.pe
Salt · Bengaluru · Payment gateways & UPI · 4.4/5
Cross-border payments and virtual accounts for Indian businesses.
Pay as you go
Free trial
PhonePe SmartSpeaker alternatives by what you need
Cheaper than PhonePe SmartSpeaker
Indian alternatives to PhonePe SmartSpeaker
- Paytm Soundbox₹125/mo
- PayU2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra
- Cashfree PaymentsPay as you go
- Paytm Payment Gateway1.99% per transaction · Standard plan, plus 18% GST
- Instamojo PaymentsRs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction
- EasebuzzPay as you go
How to choose a PhonePe SmartSpeaker alternative
- Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
- Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
- Check onboarding requirements — website content, business registration, bank verification — before building the checkout.
PhonePe SmartSpeaker alternatives — FAQs
What is the best alternative to PhonePe SmartSpeaker in 2027?+
The closest matches to PhonePe SmartSpeaker on App Advisor are Paytm Soundbox (₹125/mo), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go). They are ranked by how closely their category, pricing model, platforms and target business size match PhonePe SmartSpeaker, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to PhonePe SmartSpeaker?+
None of the 20 closest alternatives to PhonePe SmartSpeaker has a free plan. Most offer a free trial instead, so ask for one before you commit.
What is the cheapest alternative to PhonePe SmartSpeaker?+
Among alternatives that publish a price, Paysharp starts lowest at ₹5/mo, compared with ₹99/mo for PhonePe SmartSpeaker. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to PhonePe SmartSpeaker?+
Yes. 18 alternatives are built in India, including Paytm Soundbox (₹125/mo), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
PhonePe SmartSpeaker vs Paytm Soundbox: which is better?+
Paytm Soundbox is the closest match to PhonePe SmartSpeaker in our catalogue. Key differences: Starts ₹26/mo higher (₹125/mo vs ₹99/mo). Compare them side by side before you book a demo.
How were these PhonePe SmartSpeaker alternatives chosen?+
Every product listed sits in payment gateways & upi or a category PhonePe SmartSpeaker also covers, and PhonePe's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
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Related alternatives
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