Best Cashfree Payments alternatives in India (2027)
Cashfree Payments is a payment gateways & upi product from Cashfree Payments, Bengaluru, priced at Pay as you go. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 18 are built in India.
The closest alternatives to Cashfree Payments are PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Paytm Payment Gateway (1.99% per transaction · Standard plan, plus 18% GST), Instamojo Payments (Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction), PhonePe Payment Gateway (1.99% per transaction · Currently free under a limited-period offer (T&C apply)) and Easebuzz (Pay as you go). Published prices in this list start at ₹5/month.
Why businesses look for a Cashfree Payments alternative
Reported limitation
EMI and Pay Later methods add to the base fee
Reported limitation
Instant settlement costs an extra 0.30%
Reported limitation
18% GST applies on fees
Cashfree Payments alternatives compared
Ranked by how closely each product matches Cashfree Payments's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
Check onboarding requirements — website content, business registration, bank verification — before building the checkout.
Cashfree Payments alternatives — FAQs
What is the best alternative to Cashfree Payments in 2027?+
The closest matches to Cashfree Payments on App Advisor are PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Paytm Payment Gateway (1.99% per transaction · Standard plan, plus 18% GST), Instamojo Payments (Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction). They are ranked by how closely their category, pricing model, platforms and target business size match Cashfree Payments, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Cashfree Payments?+
None of the 20 closest alternatives to Cashfree Payments has a free plan. Most offer a free trial instead, so ask for one before you commit.
What is the cheapest alternative to Cashfree Payments?+
Among alternatives that publish a price, Paysharp starts lowest at ₹5/mo. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to Cashfree Payments?+
Yes. 18 alternatives are built in India, including PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Paytm Payment Gateway (1.99% per transaction · Standard plan, plus 18% GST), Instamojo Payments (Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Cashfree Payments vs PayU: which is better?+
PayU is the closest match to Cashfree Payments in our catalogue. Compare them side by side before you book a demo.
How were these Cashfree Payments alternatives chosen?+
Every product listed sits in payment gateways & upi or a category Cashfree Payments also covers, and Cashfree Payments's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
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