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Payment gateways & UPI · Alternatives
Paytm Payment Gateway is a payment gateways & upi product from Paytm, Noida, priced at 1.99% per transaction · Standard plan, plus 18% GST. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 18 are built in India.
Quick answer
The closest alternatives to Paytm Payment Gateway are PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go), Instamojo Payments (Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction), PhonePe Payment Gateway (1.99% per transaction · Currently free under a limited-period offer (T&C apply)) and Easebuzz (Pay as you go). Published prices in this list start at ₹5/month.
Reported limitation
No published per-method rates for UPI, international cards or Amex; the 1.99% is a blanket figure
Reported limitation
Pricing terms say the final rate is set after account approval and may differ from the website
Reported limitation
Enterprise pricing is quote-only with no figures shown
Ranked by how closely each product matches Paytm Payment Gateway's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Paytm Payment Gateway (current) | 1.99% per transaction · Standard plan, plus 18% GST | No | Web | Yes | 4.7/5 | — |
| 1 |  PayU | 2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra | No | Web | Yes | 4.7/5 | vs Paytm Payment Gateway |
| 2 |  Cashfree Payments | Pay as you go | No | Web | Yes | 4.7/5 | vs Paytm Payment Gateway |
| 3 |  Instamojo Payments | Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction | No | Web | Yes | 4.6/5 | vs Paytm Payment Gateway |
| 4 |  PhonePe Payment Gateway | 1.99% per transaction · Currently free under a limited-period offer (T&C apply) | No | Web | Yes | 4.6/5 | |
| 5 |  Easebuzz | Pay as you go | No | Web | Yes | 4.6/5 | |
| 6 |  Zaakpay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 7 |  Atom Technologies | Pay as you go | No | Web | Yes | 4.6/5 | vs Paytm Payment Gateway |
| 8 |  Skydo | Pay as you go | No | Web | Yes | 4.5/5 | |
| 9 |  Salt by Salt.pe | Pay as you go | No | Web | Yes | 4.4/5 | |
| 10 |  BRISKPE | Pay as you go | No | Web | Yes | 4.4/5 | |
| 11 |  PhonePe SmartSpeaker | ₹99/mo | No | Web | Yes | 4.4/5 | |
| 12 |  Open Money Collect | Pay as you go | No | Web | Yes | 4.4/5 | |
| 13 |  Nimbbl | Pay as you go | No | Web | Yes | 4.3/5 | |
| 14 |  Simpl | Pay as you go | No | Web | Yes | 4.3/5 | |
| 15 |  ZestMoney | Pay as you go | No | Web | Yes | 4.3/5 | |
| 16 |  PayPal | Pay as you go | No | Web | No | 4.4/5 | |
| 17 |  LazyPay | Pay as you go | No | Web | Yes | 4.3/5 | |
| 18 |  Stripe | Pay as you go | No | Web | No | 4.4/5 | |
| 19 |  Paysharp | ₹5/mo | No | Web | Yes | 4.3/5 | |
| 20 |  Snapmint | Pay as you go | No | Web | Yes | 4.3/5 |
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra
Free trial
Key features
Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5
Payment gateway and payouts with high UPI success rates.
Pay as you go
Free trial
Key features
Instamojo · Bengaluru · Payment gateways & UPI · 4.6/5
Simple payment gateway and links for micro businesses.
Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction
Free trial
Key features
PhonePe · Bengaluru · Payment gateways & UPI · 4.6/5
Gateway with PhonePe UPI and card processing.
1.99% per transaction · Currently free under a limited-period offer (T&C apply)
Free trial
Key features
Easebuzz · Pune · Payment gateways & UPI · 4.6/5
Payment gateway and collections for education, SMEs and enterprises.
Pay as you go
Free trial
Key features
Zaakpay (MobiKwik) · Gurugram · Payment gateways & UPI · 4.6/5
Payment gateway from MobiKwik.
Pay as you go
Free trial
Atom Technologies (NTT DATA) · Mumbai · Payment gateways & UPI · 4.6/5
Payment gateway and bill collection for enterprises.
Pay as you go
Free trial
Skydo · Bengaluru · Payment gateways & UPI · 4.5/5
International payment collection for Indian exporters with FIRA.
Pay as you go
Free trial
Salt · Bengaluru · Payment gateways & UPI · 4.4/5
Cross-border payments and virtual accounts for Indian businesses.
Pay as you go
Free trial
BriskPe · Mumbai · Payment gateways & UPI · 4.4/5
Cross-border payment collection for SMEs and freelancers.
Pay as you go
Free trial
PayU2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extraCashfree PaymentsPay as you goInstamojo PaymentsRs 0/year · Payment Links Quick plan, 2% + Rs 3 per transactionPhonePe Payment Gateway1.99% per transaction · Currently free under a limited-period offer (T&C apply)EasebuzzPay as you goZaakpayPay as you goThe closest matches to Paytm Payment Gateway on App Advisor are PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go), Instamojo Payments (Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction). They are ranked by how closely their category, pricing model, platforms and target business size match Paytm Payment Gateway, then by rating. The best choice depends on your team size and budget.
None of the 20 closest alternatives to Paytm Payment Gateway has a free plan. Most offer a free trial instead, so ask for one before you commit.
Among alternatives that publish a price, Paysharp starts lowest at ₹5/mo. Prices are read from each vendor's website and exclude GST.
Yes. 18 alternatives are built in India, including PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go), Instamojo Payments (Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
PayU is the closest match to Paytm Payment Gateway in our catalogue. Compare them side by side before you book a demo.
Every product listed sits in payment gateways & upi or a category Paytm Payment Gateway also covers, and Paytm's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
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