1. Emburse Certify
Emburse · Los Angeles · Expense management software · 4.4/5
Expense reporting and invoice automation.
₹1,000/mo
Free trial
Expense management software · Alternatives
Best Spendwise alternatives in India (2026)
Spendwise is an expense management software product from Spendwise, South San Francisco, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 4 have a free plan, 6 are built in India.
Quick answer
The closest alternatives to Spendwise are Emburse Certify (₹1,000/mo), Qashio (On request), Pleo (Free plan), RazorpayX Corporate Cards (Free) and Volopay (Pay as you go). Pleo is the top-ranked option with a free plan. Published prices in this list start at ₹700/month.
Why businesses look for a Spendwise alternative
There is no free plan
Spendwise has no free tier. 4 alternatives do, which lets you test with real data before you pay.
Indian support and GST
Spendwise is built in USA. 6 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
Spendwise alternatives compared
Ranked by how closely each product matches Spendwise's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Spendwise (current) | On request | No | Web | No | 3.9/5 | — |
| 1 | Emburse Certify | ₹1,000/mo | No | Web | No | 4.4/5 | |
| 2 |  Qashio | On request | No | Web | No | 3.9/5 | |
| 3 |  Pleo | Free plan | Yes | Web | No | 4.4/5 | |
| 4 |  RazorpayX Corporate Cards | Free | Yes | Web | Yes | 4.5/5 | |
| 5 |  Volopay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 6 |  ITILITE | ₹700/mo | No | Web | Yes | 4.6/5 | |
| 7 |  Settle | On request | Yes | Web | No | 4.3/5 | |
| 8 |  Pluto | Free plan | Yes | Web | No | 4.3/5 | |
| 9 |  Bookkeep | On request | No | Web | No | 4/5 | |
| 10 |  Keka Expense | ₹6,999/mo | No | Web | Yes | 4.5/5 | |
| 11 |  Rydoo | ₹800/mo | No | Web | No | 4.4/5 | |
| 12 |  Finofo | On request | No | Web | No | 4/5 | |
| 13 |  Fyle | ₹900/mo | No | Web | Yes | 4.6/5 | |
| 14 |  SolveXia | On request | No | Web | No | 4/5 | |
| 15 |  Xpenditure by Rydoo | ₹800/mo | No | Web | No | 4.3/5 | |
| 16 |  Webexpenses | ₹800/mo | No | Web | No | 4.3/5 | |
| 17 |  Serrala | On request | No | Web | No | 3.9/5 | |
| 18 |  Soldo | ₹1,500/mo | No | Web | No | 4.2/5 | |
| 19 |  ExpensePoint | ₹700/mo | No | Web | No | 4.3/5 | |
| 20 |  greytHR Expense | ₹3,495/mo | No | Web | Yes | 4.5/5 |
Top 10 Spendwise alternatives in detail
2. Qashio
Qashio · Dubai · Expense management software · 3.9/5
Corporate cards and spend management with approval workflows, invoices and reimbursements.
On request
Free trial
Free plan
Free plan available
Compared with Spendwise
- Has a free plan — Spendwise does not
4. RazorpayX Corporate Cards
Razorpay · Bengaluru · Expense management software · 4.5/5
Corporate cards and expense controls from RazorpayX.
Free
Free plan available
Compared with Spendwise
- Has a free plan — Spendwise does not
- Built in India (Bengaluru)
5. Volopay
Volopay · Bengaluru · Expense management software · 4.6/5
Corporate cards, expense management and vendor payouts.
Pay as you go
Free trial
Compared with Spendwise
- Built in India (Bengaluru)
6. ITILITE
ITILITE · Bengaluru · Expense management software · 4.6/5
Corporate travel and expense management with savings incentives.
₹700/mo
Free trial
Compared with Spendwise
- Built in India (Bengaluru)
7. Settle
Settle Inc. · San Francisco · Expense management software · 4.3/5
Procurement, accounts payable automation and working capital for consumer goods brands.
On request
Free plan available
Compared with Spendwise
- Has a free plan — Spendwise does not
8. Pluto
Pluto · Dubai · Expense management software · 4.3/5
Corporate cards with cashback plus expense, petty cash and procure-to-pay automation.
Free plan
Free plan available
Compared with Spendwise
- Has a free plan — Spendwise does not
9. Bookkeep
Bookkeep, Inc. · Brooklyn · Expense management software · 4/5
Accounting automation that posts daily sales journal entries and files sales tax for ecommerce and retail sellers.
On request
Free trial
10. Keka Expense
Keka Technologies · Hyderabad · Expense management software · 4.5/5
Expense claims and approvals inside the Keka HR suite.
₹6,999/mo
Free trial
Compared with Spendwise
- Built in India (Hyderabad)
Spendwise alternatives by what you need
Lowest published price
Free Spendwise alternatives
Indian alternatives to Spendwise
How to choose a Spendwise alternative
- Decide whether you want cards. Card-led products are often free because they earn on interchange, but they require moving spend onto their cards.
- Check GST capture — the ability to record supplier GSTIN and claim ITC on employee expenses is a real saving that many global tools skip.
- Look at accounting sync depth: line-level export with cost centres beats a monthly CSV.
Spendwise alternatives — FAQs
What is the best alternative to Spendwise in 2026?+
The closest matches to Spendwise on App Advisor are Emburse Certify (₹1,000/mo), Qashio (On request), Pleo (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match Spendwise, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Spendwise?+
Yes. 4 of the 20 alternatives listed have a free plan or are free: Pleo (Free plan), RazorpayX Corporate Cards (Free), Settle (On request). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
What is the cheapest alternative to Spendwise?+
Among alternatives that publish a price, ITILITE starts lowest at ₹700/mo. Pleo also has a free plan. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to Spendwise?+
Yes. 6 alternatives are built in India, including RazorpayX Corporate Cards (Free), Volopay (Pay as you go), ITILITE (₹700/mo). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Spendwise vs Emburse Certify: which is better?+
Emburse Certify is the closest match to Spendwise in our catalogue. Compare them side by side before you book a demo.
How were these Spendwise alternatives chosen?+
Every product listed sits in expense management software or a category Spendwise also covers, and Spendwise's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which Spendwise alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
Emburse Certify alternativesQashio alternativesPleo alternativesRazorpayX Corporate Cards alternativesVolopay alternativesITILITE alternativesSettle alternativesPluto alternativesBookkeep alternativesKeka Expense alternativesRydoo alternativesFinofo alternativesAll expense management software alternativesBrowse all alternatives