1. Kotak Securities
Kotak Securities · Mumbai · Personal finance & investing apps · 4.6/5
Broking with Trade Free plans and research.
Free plan
Free plan available
Personal finance & investing apps · Alternatives
Best Simplify Money alternatives in India (2026)
Simplify Money is a personal finance & investing apps product from Simplify Money, Noida, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 18 have a free plan, 20 are built in India.
Quick answer
The closest alternatives to Simplify Money are Kotak Securities (Free plan), ET Money (Free plan), 5paisa (Free plan), Scripbox (Free plan) and HDFC Sky (Free plan). Kotak Securities is the top-ranked option with a free plan.
Simplify Money alternatives compared
Ranked by how closely each product matches Simplify Money's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Simplify Money (current) | Free plan | Yes | Web, Android, iOS | Yes | 4.2/5 | — |
| 1 | Kotak Securities | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 2 |  ET Money | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 3 |  5paisa | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 4 |  Scripbox | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 5 |  HDFC Sky | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 6 |  Moneycontrol | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 7 |  Value Research | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 8 |  5nance | Paid plans | No | Web, Android, iOS | Yes | 3.9/5 | |
| 9 |  Moneyplanned | Paid plans | No | Web, Android, iOS | Yes | 3.9/5 | |
| 10 |  Opstra | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 11 |  Sensibull | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 12 |  Angel One | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 13 |  Zerodha Kite | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 14 |  Kuvera | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 15 |  Navi | Free plan | Yes | Web, Android, iOS | Yes | 4.2/5 | |
| 16 |  Choice FinX | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 17 |  Dhan | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 18 |  Shoonya by Finvasia | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 19 |  Alice Blue | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 20 |  Fyers | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 |
Top 10 Simplify Money alternatives in detail
2. ET Money
ET Money (Times Internet) · Gurugram · Personal finance & investing apps · 4.5/5
Mutual funds, insurance and expense tracking.
Free plan
Free plan available
3. 5paisa
5paisa Capital · Mumbai · Personal finance & investing apps · 4.5/5
Low-cost broking with mutual funds and loans.
Free plan
Free plan available
4. Scripbox
Scripbox · Bengaluru · Personal finance & investing apps · 4.5/5
Mutual fund investing with advisory.
Free plan
Free plan available
5. HDFC Sky
HDFC Securities · Mumbai · Personal finance & investing apps · 4.4/5
Flat-fee broking app from HDFC Securities.
Free plan
Free plan available
6. Moneycontrol
Network18 · Mumbai · Personal finance & investing apps · 4.4/5
Markets news, portfolio tracking and data.
Free plan
Free plan available
7. Value Research
Value Research · New Delhi · Personal finance & investing apps · 4.4/5
Mutual fund ratings and research.
Free plan
Free plan available
8. 5nance
5nance · Mumbai · Personal finance & investing apps · 3.9/5
Build wealth with 5nance – An AI-driven platform offering SEBI-registered Portfolio Management, Mutual Fund Tools, and Financial Health Insights.
Paid plans
Free trial
Compared with Simplify Money
- No free plan, unlike Simplify Money
9. Moneyplanned
Moneyplanned · Bengaluru · Personal finance & investing apps · 3.9/5
Invest in mutual fund portfolios with a comprehensive investment plan. Track investments, automate portfolios, and grow your wealth with Moneyplanned's AI-powered wealth tech platform.
Paid plans
Free trial
Compared with Simplify Money
- No free plan, unlike Simplify Money
10. Opstra
Definedge · Pune · Personal finance & investing apps · 4.3/5
Options analytics and strategy tools.
Free plan
Free plan available
Simplify Money alternatives by what you need
Free Simplify Money alternatives
Indian alternatives to Simplify Money
How to choose a Simplify Money alternative
- Check regulation first: broking apps must be SEBI-registered, MF platforms should be AMFI-registered distributors or RIAs, and lending apps must partner with an RBI-regulated lender.
- Direct mutual-fund plans save roughly 1% a year versus regular plans — a platform that offers only regular plans is costing you.
- Read the charges page, not the ad: brokerage, AMC, DP charges and platform fees add up.
Simplify Money alternatives — FAQs
What is the best alternative to Simplify Money in 2026?+
The closest matches to Simplify Money on App Advisor are Kotak Securities (Free plan), ET Money (Free plan), 5paisa (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match Simplify Money, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Simplify Money?+
Yes. 18 of the 20 alternatives listed have a free plan or are free: Kotak Securities (Free plan), ET Money (Free plan), 5paisa (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to Simplify Money?+
Yes. 20 alternatives are built in India, including Kotak Securities (Free plan), ET Money (Free plan), 5paisa (Free plan). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Simplify Money vs Kotak Securities: which is better?+
Kotak Securities is the closest match to Simplify Money in our catalogue. Compare them side by side before you book a demo.
How were these Simplify Money alternatives chosen?+
Every product listed sits in personal finance & investing apps or a category Simplify Money also covers, and Simplify Money's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
Kotak Securities alternativesET Money alternatives5paisa alternativesScripbox alternativesHDFC Sky alternativesMoneycontrol alternativesValue Research alternatives5nance alternativesMoneyplanned alternativesOpstra alternativesSensibull alternativesAngel One alternativesAll personal finance & investing apps alternativesBrowse all alternatives