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Personal finance & investing apps · Alternatives

Best 5nance alternatives in India (2026)

5nance is a personal finance & investing apps product from 5nance, Mumbai, priced at Paid plans. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 2 have a free plan, 18 are built in India.

5nance review

Quick answer

The closest alternatives to 5nance are Moneyplanned (Paid plans), ICICI Direct (Pay as you go), Motilal Oswal (Pay as you go), Sharekhan (Pay as you go) and Simplify Money (Free plan). Simplify Money is the top-ranked option with a free plan. Published prices in this list start at ₹1,200/month.

Why businesses look for a 5nance alternative

There is no free plan

5nance has no free tier. 2 alternatives do, which lets you test with real data before you pay.

5nance alternatives compared

Ranked by how closely each product matches 5nance's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
—5nance logo5nance (current)Paid plansNoWeb, Android, iOSYes3.9/5—
1Moneyplanned logoMoneyplannedPaid plansNoWeb, Android, iOSYes3.9/5
2ICICI Direct logoICICI DirectPay as you goNoWeb, Android, iOSYes4.5/5
3Motilal Oswal logoMotilal OswalPay as you goNoWeb, Android, iOSYes4.5/5
4Sharekhan logoSharekhanPay as you goNoWeb, Android, iOSYes4.4/5
5Simplify Money logoSimplify MoneyFree planYesWeb, Android, iOSYes4.2/5
6Acko logoAckoPay as you goNoWeb, Android, iOSYes4.3/5
7Digit Insurance logoDigit InsurancePay as you goNoWeb, Android, iOSYes4.3/5
8Stockk logoStockkPaid plansNoWeb, Android, iOSYes3.8/5
9Wealthy logoWealthyPaid plansNoWeb, Android, iOSYes3.8/5
10CoinDCX logoCoinDCXPay as you goNoWeb, Android, iOSYes4.2/5
11ZebPay logoZebPayPay as you goNoWeb, Android, iOSYes4.2/5
12WazirX logoWazirXPay as you goNoWeb, Android, iOSYes4.2/5
13Mudrex logoMudrexPay as you goNoWeb, Android, iOSYes4.2/5
14KreditBee logoKreditBeePay as you goNoWeb, Android, iOSYes4.1/5
15SBI Securities logoSBI SecuritiesPay as you goNoWeb, Android, iOSYes4.2/5
16IIFL Securities logoIIFL SecuritiesPay as you goNoWeb, Android, iOSYes4.2/5
17Axis Direct logoAxis DirectPay as you goNoWeb, Android, iOSYes4.2/5
18YNAB logoYNAB₹1,200/moNoWeb, Android, iOSNo4.2/5
19Interactive Brokers logoInteractive BrokersPay as you goNoWeb, Android, iOSNo4.2/5
20Kuvera logoKuveraFreeYesWeb, Android, iOSYes4.6/5

Top 10 5nance alternatives in detail

Moneyplanned logo

1. Moneyplanned

Moneyplanned · Bengaluru · Personal finance & investing apps · 3.9/5

Invest in mutual fund portfolios with a comprehensive investment plan. Track investments, automate portfolios, and grow your wealth with Moneyplanned's AI-powered wealth tech platform.

Paid plans

Free trial

Sharekhan logo

4. Sharekhan

Sharekhan (Mirae Asset) · Mumbai · Personal finance & investing apps · 4.4/5

Full-service broking with education.

Pay as you go

Free trial

Simplify Money logo

5. Simplify Money

Simplify Money · Noida · Personal finance & investing apps · 4.2/5

Track expenses, invest, learn, file tax & talk to your money — all in one AI app. 22 Indian languages. 50,000+ downloads. 4.5★+.

Free plan

Free plan available

Compared with 5nance

  • Has a free plan — 5nance does not
Acko logo

6. Acko

Acko · Bengaluru · Personal finance & investing apps · 4.3/5

Digital-first car, bike and health insurance.

Pay as you go

Free trial

Stockk logo

8. Stockk

Indira Securities Pvt. Ltd. · Indore · Personal finance & investing apps · 3.8/5

Open a free demat account with Stockk - an AI-powered stock broker & online investing platform. Trade stocks, F&O, IPOs & commodities with smart research.

Paid plans

Free trial

Wealthy logo

9. Wealthy

Wealthy · Bengaluru · Personal finance & investing apps · 3.8/5

Wealthy helps Mutual Fund Distributors grow their business with AI tech, client onboarding, portfolio tools and dedicated support. Join 10,000+ Wealth Partners across India.

Paid plans

Free trial

CoinDCX logo

10. CoinDCX

CoinDCX · Mumbai · Personal finance & investing apps · 4.2/5

Cryptocurrency exchange app for Indian investors.

Pay as you go

Free trial

5nance alternatives by what you need

How to choose a 5nance alternative

  • Check regulation first: broking apps must be SEBI-registered, MF platforms should be AMFI-registered distributors or RIAs, and lending apps must partner with an RBI-regulated lender.
  • Direct mutual-fund plans save roughly 1% a year versus regular plans — a platform that offers only regular plans is costing you.
  • Read the charges page, not the ad: brokerage, AMC, DP charges and platform fees add up.

5nance alternatives — FAQs

What is the best alternative to 5nance in 2026?+

The closest matches to 5nance on App Advisor are Moneyplanned (Paid plans), ICICI Direct (Pay as you go), Motilal Oswal (Pay as you go). They are ranked by how closely their category, pricing model, platforms and target business size match 5nance, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to 5nance?+

Yes. 2 of the 20 alternatives listed have a free plan or are free: Simplify Money (Free plan), Kuvera (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.

What is the cheapest alternative to 5nance?+

Among alternatives that publish a price, YNAB starts lowest at ₹1,200/mo. Simplify Money also has a free plan. Prices are read from each vendor's website and exclude GST.

Is there an Indian alternative to 5nance?+

Yes. 18 alternatives are built in India, including Moneyplanned (Paid plans), ICICI Direct (Pay as you go), Motilal Oswal (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

5nance vs Moneyplanned: which is better?+

Moneyplanned is the closest match to 5nance in our catalogue. Compare them side by side before you book a demo.

How were these 5nance alternatives chosen?+

Every product listed sits in personal finance & investing apps or a category 5nance also covers, and 5nance's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

Free shortlist

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