1. 5nance
5nance · Mumbai · Personal finance & investing apps · 3.9/5
Build wealth with 5nance – An AI-driven platform offering SEBI-registered Portfolio Management, Mutual Fund Tools, and Financial Health Insights.
Paid plans
Free trial
Personal finance & investing apps · Alternatives
Best Wealthy alternatives in India (2026)
Wealthy is a personal finance & investing apps product from Wealthy, Bengaluru, priced at Paid plans. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 1 have a free plan, 19 are built in India.
Quick answer
The closest alternatives to Wealthy are 5nance (Paid plans), Creso (Paid plans), Moneyplanned (Paid plans), ICICI Direct (Pay as you go) and Motilal Oswal (Pay as you go). Simplify Money is the top-ranked option with a free plan. Published prices in this list start at ₹1,200/month.
Why businesses look for a Wealthy alternative
There is no free plan
Wealthy has no free tier. 1 alternatives do, which lets you test with real data before you pay.
Wealthy alternatives compared
Ranked by how closely each product matches Wealthy's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Wealthy (current) | Paid plans | No | Web, Android, iOS | Yes | 3.8/5 | — |
| 1 | 5nance | Paid plans | No | Web, Android, iOS | Yes | 3.9/5 | |
| 2 |  Creso | Paid plans | No | Web, Android, iOS | Yes | 3.9/5 | |
| 3 |  Moneyplanned | Paid plans | No | Web, Android, iOS | Yes | 3.9/5 | |
| 4 |  ICICI Direct | Pay as you go | No | Web, Android, iOS | Yes | 4.5/5 | |
| 5 |  Motilal Oswal | Pay as you go | No | Web, Android, iOS | Yes | 4.5/5 | |
| 6 |  Sharekhan | Pay as you go | No | Web, Android, iOS | Yes | 4.4/5 | |
| 7 |  Acko | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 8 |  Digit Insurance | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 9 |  Stockk | Paid plans | No | Web, Android, iOS | Yes | 3.8/5 | |
| 10 |  CoinDCX | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 11 |  ZebPay | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 12 |  WazirX | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 13 |  Mudrex | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 14 |  KreditBee | Pay as you go | No | Web, Android, iOS | Yes | 4.1/5 | |
| 15 |  Simplify Money | Free plan | Yes | Web, Android, iOS | Yes | 4.2/5 | |
| 16 |  SBI Securities | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 17 |  IIFL Securities | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 18 |  Axis Direct | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 19 |  CoinSwitch | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 20 |  YNAB | ₹1,200/mo | No | Web, Android, iOS | No | 4.2/5 |
Top 10 Wealthy alternatives in detail
2. Creso
Creso · Mumbai · Personal finance & investing apps · 3.9/5
Creso is a modern platform for mutual fund distributors—combining onboarding, portfolio insights, research, and transactions into one powerful system that helps advisors serve clients better and grow.
Paid plans
Free trial
3. Moneyplanned
Moneyplanned · Bengaluru · Personal finance & investing apps · 3.9/5
Invest in mutual fund portfolios with a comprehensive investment plan. Track investments, automate portfolios, and grow your wealth with Moneyplanned's AI-powered wealth tech platform.
Paid plans
Free trial
4. ICICI Direct
ICICI Securities · Mumbai · Personal finance & investing apps · 4.5/5
Full-service broking and research linked to ICICI Bank.
Pay as you go
Free trial
5. Motilal Oswal
Motilal Oswal Financial Services · Mumbai · Personal finance & investing apps · 4.5/5
Full-service broking, research and wealth.
Pay as you go
Free trial
6. Sharekhan
Sharekhan (Mirae Asset) · Mumbai · Personal finance & investing apps · 4.4/5
Full-service broking with education.
Pay as you go
Free trial
7. Acko
Acko · Bengaluru · Personal finance & investing apps · 4.3/5
Digital-first car, bike and health insurance.
Pay as you go
Free trial
8. Digit Insurance
Go Digit General Insurance · Bengaluru · Personal finance & investing apps · 4.3/5
Simple digital general insurance.
Pay as you go
Free trial
9. Stockk
Indira Securities Pvt. Ltd. · Indore · Personal finance & investing apps · 3.8/5
Open a free demat account with Stockk - an AI-powered stock broker & online investing platform. Trade stocks, F&O, IPOs & commodities with smart research.
Paid plans
Free trial
10. CoinDCX
CoinDCX · Mumbai · Personal finance & investing apps · 4.2/5
Cryptocurrency exchange app for Indian investors.
Pay as you go
Free trial
Wealthy alternatives by what you need
Lowest published price
Free Wealthy alternatives
How to choose a Wealthy alternative
- Check regulation first: broking apps must be SEBI-registered, MF platforms should be AMFI-registered distributors or RIAs, and lending apps must partner with an RBI-regulated lender.
- Direct mutual-fund plans save roughly 1% a year versus regular plans — a platform that offers only regular plans is costing you.
- Read the charges page, not the ad: brokerage, AMC, DP charges and platform fees add up.
Wealthy alternatives — FAQs
What is the best alternative to Wealthy in 2026?+
The closest matches to Wealthy on App Advisor are 5nance (Paid plans), Creso (Paid plans), Moneyplanned (Paid plans). They are ranked by how closely their category, pricing model, platforms and target business size match Wealthy, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Wealthy?+
Yes. 1 of the 20 alternatives listed have a free plan or are free: Simplify Money (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
What is the cheapest alternative to Wealthy?+
Among alternatives that publish a price, YNAB starts lowest at ₹1,200/mo. Simplify Money also has a free plan. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to Wealthy?+
Yes. 19 alternatives are built in India, including 5nance (Paid plans), Creso (Paid plans), Moneyplanned (Paid plans). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Wealthy vs 5nance: which is better?+
5nance is the closest match to Wealthy in our catalogue. Compare them side by side before you book a demo.
How were these Wealthy alternatives chosen?+
Every product listed sits in personal finance & investing apps or a category Wealthy also covers, and Wealthy's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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