1. EazyUdhar
EazyUdhar · Gurugram · Payment gateways & UPI · 4.4/5
EazyUdhar is a digital udhar (credit) management platform for shopkeepers, retailers and wholesalers.
Free plan
Free plan available
Payment gateways & UPI · Alternatives
Best ChitBase alternatives in India (2026)
ChitBase is a payment gateways & upi product from ChitBase, Hyderabad, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 12 have a free plan, 12 are built in India.
Quick answer
The closest alternatives to ChitBase are EazyUdhar (Free plan), PayU (Pay as you go), Bluevine (Free plan), BharatPe (Free) and Cashfree Payments (Pay as you go). EazyUdhar is the top-ranked option with a free plan.
ChitBase alternatives compared
Ranked by how closely each product matches ChitBase's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | ChitBase (current) | Free plan | Yes | Web | Yes | 4.3/5 | — |
| 1 | EazyUdhar | Free plan | Yes | Web | Yes | 4.4/5 | |
| 2 |  PayU | Pay as you go | No | Web | Yes | 4.7/5 | |
| 3 |  Bluevine | Free plan | Yes | Web | No | 4.4/5 | |
| 4 |  BharatPe | Free | Yes | Web | Yes | 4.6/5 | |
| 5 |  Cashfree Payments | Pay as you go | No | Web | Yes | 4.7/5 | |
| 6 |  Freecharge for Business | Free | Yes | Web | Yes | 4.6/5 | |
| 7 |  Paytm Payment Gateway | Pay as you go | No | Web | Yes | 4.7/5 | |
| 8 |  Instamojo Payments | Pay as you go | No | Web | Yes | 4.6/5 | |
| 9 |  PhonePe Payment Gateway | Pay as you go | No | Web | Yes | 4.6/5 | |
| 10 |  Easebuzz | Pay as you go | No | Web | Yes | 4.6/5 | |
| 11 |  Relay | Free plan | Yes | Web | No | 4.3/5 | |
| 12 |  NPCI UPI | Free | Yes | Web | Yes | 4.5/5 | |
| 13 |  Zaakpay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 14 |  Atom Technologies | Pay as you go | No | Web | Yes | 4.6/5 | |
| 15 |  Airwallex | Free plan | Yes | Web | No | 4.3/5 | |
| 16 |  HitPay | Free plan | Yes | Web | No | 4.2/5 | |
| 17 |  PaySimple | Free plan | Yes | Web | No | 4.2/5 | |
| 18 |  ChargebackStop | Free plan | Yes | Web | No | 4.2/5 | |
| 19 |  Rainforest Pay | Free plan | Yes | Web | No | 4.2/5 | |
| 20 |  Stax Payments | Free plan | Yes | Web | No | 4.2/5 |
Top 10 ChitBase alternatives in detail
2. PayU
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
Pay as you go
Free trial
Compared with ChitBase
- No free plan, unlike ChitBase
3. Bluevine
Bluevine Inc. · Jersey City · Payment gateways & UPI · 4.4/5
Online business checking with no monthly fees plus lines of credit and term loans.
Free plan
Free plan available
4. BharatPe
BharatPe · New Delhi · Payment gateways & UPI · 4.6/5
Interoperable UPI QR and merchant loans.
Free
Free plan available
5. Cashfree Payments
Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5
Payment gateway and payouts with high UPI success rates.
Pay as you go
Free trial
Compared with ChitBase
- No free plan, unlike ChitBase
Key features
- Payment gateway (180+ modes incl. UPI, cards, BNPL, Apple Pay)
- Payment links
- Subscriptions
- International payments
- Payouts API
6. Freecharge for Business
Freecharge (Axis Bank) · Gurugram · Payment gateways & UPI · 4.6/5
Merchant UPI and wallet acceptance.
Free
Free plan available
7. Paytm Payment Gateway
Paytm · Noida · Payment gateways & UPI · 4.7/5
Gateway with Paytm wallet, UPI and card acceptance.
Pay as you go
Free trial
Compared with ChitBase
- No free plan, unlike ChitBase
8. Instamojo Payments
Instamojo · Bengaluru · Payment gateways & UPI · 4.6/5
Simple payment gateway and links for micro businesses.
Pay as you go
Free trial
Compared with ChitBase
- No free plan, unlike ChitBase
9. PhonePe Payment Gateway
PhonePe · Bengaluru · Payment gateways & UPI · 4.6/5
Gateway with PhonePe UPI and card processing.
Pay as you go
Free trial
Compared with ChitBase
- No free plan, unlike ChitBase
10. Easebuzz
Easebuzz · Pune · Payment gateways & UPI · 4.6/5
Payment gateway and collections for education, SMEs and enterprises.
Pay as you go
Free trial
Compared with ChitBase
- No free plan, unlike ChitBase
Key features
- Payment gateway (150+ options)
- Payment links
- Slices (split payments)
- ePOS
- International payment gateway
ChitBase alternatives by what you need
How to choose a ChitBase alternative
- Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
- Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
- Check onboarding requirements — website content, business registration, bank verification — before building the checkout.
ChitBase alternatives — FAQs
What is the best alternative to ChitBase in 2026?+
The closest matches to ChitBase on App Advisor are EazyUdhar (Free plan), PayU (Pay as you go), Bluevine (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match ChitBase, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to ChitBase?+
Yes. 12 of the 20 alternatives listed have a free plan or are free: EazyUdhar (Free plan), Bluevine (Free plan), BharatPe (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to ChitBase?+
Yes. 12 alternatives are built in India, including EazyUdhar (Free plan), PayU (Pay as you go), BharatPe (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
ChitBase vs EazyUdhar: which is better?+
EazyUdhar is the closest match to ChitBase in our catalogue. Compare them side by side before you book a demo.
How were these ChitBase alternatives chosen?+
Every product listed sits in payment gateways & upi or a category ChitBase also covers, and ChitBase's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which ChitBase alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
EazyUdhar alternativesPayU alternativesBluevine alternativesBharatPe alternativesCashfree Payments alternativesFreecharge for Business alternativesPaytm Payment Gateway alternativesInstamojo Payments alternativesPhonePe Payment Gateway alternativesEasebuzz alternativesRelay alternativesNPCI UPI alternativesAll payment gateways & upi alternativesBrowse all alternatives