1. Freecharge for Business
Freecharge (Axis Bank) · Gurugram · Payment gateways & UPI · 4.6/5
Merchant UPI and wallet acceptance.
Free
Free plan available
Payment gateways & UPI · Alternatives
Best BharatPe alternatives in India (2027)
BharatPe is a payment gateways & upi product from BharatPe, New Delhi, priced at Free with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 7 have a free plan, 17 are built in India.
Quick answer
The closest alternatives to BharatPe are Freecharge for Business (Free), NPCI UPI (Free), Google Pay for Business (Free), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra) and Cashfree Payments (Pay as you go). Freecharge for Business is the top-ranked option with a free plan. Published prices in this list start at ₹99/month.
BharatPe alternatives compared
Ranked by how closely each product matches BharatPe's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
Top 10 BharatPe alternatives in detail
2. NPCI UPI
NPCI · Mumbai · Payment gateways & UPI · 4.5/5
The Unified Payments Interface itself, operated by NPCI.
Free
Free plan available
3. Google Pay for Business
Google · Mountain View · Payment gateways & UPI · 4.5/5
Free UPI QR acceptance for merchants.
Free
Free plan available
4. PayU
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra
Free trial
Compared with BharatPe
- No free plan, unlike BharatPe
Key features
- Payment gateway with 150+ payment modes
- Cards, UPI, net banking, wallets, EMI, BNPL
- Bharat QR supporting 140+ UPI apps
- POS and cross-border payments
- Payment links
5. Cashfree Payments
Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5
Payment gateway and payouts with high UPI success rates.
Pay as you go
Free trial
Compared with BharatPe
- No free plan, unlike BharatPe
Key features
- Payment gateway (180+ modes incl. UPI, cards, BNPL, Apple Pay)
- Payment links
- Subscriptions
- International payments
- Payouts API
6. Paytm Payment Gateway
Paytm · Noida · Payment gateways & UPI · 4.7/5
Gateway with Paytm wallet, UPI and card acceptance.
1.99% per transaction · Standard plan, plus 18% GST
Free trial
Compared with BharatPe
- No free plan, unlike BharatPe
Key features
- UPI and Paytm Postpaid
- Visa, Mastercard, RuPay, Amex and Diners cards
- Net banking with 50+ banks
- Card and cardless EMI, bank offers, no-cost EMI
- JS Checkout two-step integration
7. Novo
Novo Platform Inc. · New York · Payment gateways & UPI · 4.3/5
No-fee business checking with invoicing, payment acceptance and reserves for small businesses.
Free
Free plan available
8. Instamojo Payments
Instamojo · Bengaluru · Payment gateways & UPI · 4.6/5
Simple payment gateway and links for micro businesses.
Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction
Free trial
Compared with BharatPe
- No free plan, unlike BharatPe
Key features
- Unlimited payment links
- Smart Links with expiry, discounts and amount breakup
- Embeddable pay button for websites
- 100+ payment modes advertised
- Unlimited hosted landing pages
9. PhonePe Payment Gateway
PhonePe · Bengaluru · Payment gateways & UPI · 4.6/5
Gateway with PhonePe UPI and card processing.
1.99% per transaction · Currently free under a limited-period offer (T&C apply)
Free trial
Compared with BharatPe
- No free plan, unlike BharatPe
Key features
- UPI
- Credit and debit cards
- Net banking
- Wallets
- International payments
10. Easebuzz
Easebuzz · Pune · Payment gateways & UPI · 4.6/5
Payment gateway and collections for education, SMEs and enterprises.
Pay as you go
Free trial
Compared with BharatPe
- No free plan, unlike BharatPe
Key features
- Payment gateway (150+ options)
- Payment links
- Slices (split payments)
- ePOS
- International payment gateway
BharatPe alternatives by what you need
Lowest published price
Free BharatPe alternatives
Indian alternatives to BharatPe
- Freecharge for BusinessFree
- NPCI UPIFree
- PayU2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra
- Cashfree PaymentsPay as you go
- Paytm Payment Gateway1.99% per transaction · Standard plan, plus 18% GST
- Instamojo PaymentsRs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction
How to choose a BharatPe alternative
- Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
- Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
- Check onboarding requirements — website content, business registration, bank verification — before building the checkout.
BharatPe alternatives — FAQs
What is the best alternative to BharatPe in 2027?+
The closest matches to BharatPe on App Advisor are Freecharge for Business (Free), NPCI UPI (Free), Google Pay for Business (Free). They are ranked by how closely their category, pricing model, platforms and target business size match BharatPe, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to BharatPe?+
Yes. 7 of the 20 alternatives listed have a free plan or are free: Freecharge for Business (Free), NPCI UPI (Free), Google Pay for Business (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
What is the cheapest alternative to BharatPe?+
Among alternatives that publish a price, PhonePe SmartSpeaker starts lowest at ₹99/mo. Freecharge for Business also has a free plan. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to BharatPe?+
Yes. 17 alternatives are built in India, including Freecharge for Business (Free), NPCI UPI (Free), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
BharatPe vs Freecharge for Business: which is better?+
Freecharge for Business is the closest match to BharatPe in our catalogue. Compare them side by side before you book a demo.
How were these BharatPe alternatives chosen?+
Every product listed sits in payment gateways & upi or a category BharatPe also covers, and BharatPe's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
Freecharge for Business alternativesNPCI UPI alternativesGoogle Pay for Business alternativesPayU alternativesCashfree Payments alternativesPaytm Payment Gateway alternativesNovo alternativesInstamojo Payments alternativesPhonePe Payment Gateway alternativesEasebuzz alternativesZaakpay alternativesAtom Technologies alternativesAll payment gateways & upi alternativesBrowse all alternatives