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Payment gateways & UPI · Alternatives

Best BharatPe alternatives in India (2026)

BharatPe is a payment gateways & upi product from BharatPe, New Delhi, priced at Free with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 3 have a free plan, 19 are built in India.

BharatPe review

Quick answer

The closest alternatives to BharatPe are Freecharge for Business (Free), NPCI UPI (Free), Google Pay for Business (Free), PayU (Pay as you go) and Cashfree Payments (Pay as you go). Freecharge for Business is the top-ranked option with a free plan. Published prices in this list start at ₹99/month.

BharatPe alternatives compared

Ranked by how closely each product matches BharatPe's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
BharatPe logoBharatPe (current)FreeYesWebYes4.6/5
1Freecharge for Business logoFreecharge for BusinessFreeYesWebYes4.6/5
2NPCI UPI logoNPCI UPIFreeYesWebYes4.5/5
3Google Pay for Business logoGoogle Pay for BusinessFreeYesWebNo4.5/5
4PayU logoPayUPay as you goNoWebYes4.7/5
5Cashfree Payments logoCashfree PaymentsPay as you goNoWebYes4.7/5
6Paytm Payment Gateway logoPaytm Payment GatewayPay as you goNoWebYes4.7/5
7Instamojo Payments logoInstamojo PaymentsPay as you goNoWebYes4.6/5
8PhonePe Payment Gateway logoPhonePe Payment GatewayPay as you goNoWebYes4.6/5
9Easebuzz logoEasebuzzPay as you goNoWebYes4.6/5
10Zaakpay logoZaakpayPay as you goNoWebYes4.6/5
11Atom Technologies logoAtom TechnologiesPay as you goNoWebYes4.6/5
12Skydo logoSkydoPay as you goNoWebYes4.5/5
13Salt by Salt.pe logoSalt by Salt.pePay as you goNoWebYes4.4/5
14BRISKPE logoBRISKPEPay as you goNoWebYes4.4/5
15Paytm Soundbox logoPaytm Soundbox₹125/moNoWebYes4.5/5
16PhonePe SmartSpeaker logoPhonePe SmartSpeaker₹99/moNoWebYes4.4/5
17Open Money Collect logoOpen Money CollectPay as you goNoWebYes4.4/5
18Juspay logoJuspayOn requestNoWebYes4.4/5
19BillDesk logoBillDeskOn requestNoWebYes4.4/5
20Nimbbl logoNimbblPay as you goNoWebYes4.3/5

Top 10 BharatPe alternatives in detail

NPCI UPI logo

2. NPCI UPI

NPCI · Mumbai · Payment gateways & UPI · 4.5/5

The Unified Payments Interface itself, operated by NPCI.

Free

Free plan available

PayU logo

4. PayU

PayU India · Gurugram · Payment gateways & UPI · 4.7/5

Payment gateway with EMI, BNPL and enterprise integrations.

Pay as you go

Free trial

Compared with BharatPe

  • No free plan, unlike BharatPe
Cashfree Payments logo

5. Cashfree Payments

Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5

Payment gateway and payouts with high UPI success rates.

Pay as you go

Free trial

Compared with BharatPe

  • No free plan, unlike BharatPe

Key features

  • Payment gateway (180+ modes incl. UPI, cards, BNPL, Apple Pay)
  • Payment links
  • Subscriptions
  • International payments
  • Payouts API
Easebuzz logo

9. Easebuzz

Easebuzz · Pune · Payment gateways & UPI · 4.6/5

Payment gateway and collections for education, SMEs and enterprises.

Pay as you go

Free trial

Compared with BharatPe

  • No free plan, unlike BharatPe

Key features

  • Payment gateway (150+ options)
  • Payment links
  • Slices (split payments)
  • ePOS
  • International payment gateway
Zaakpay logo

10. Zaakpay

Zaakpay (MobiKwik) · Gurugram · Payment gateways & UPI · 4.6/5

Payment gateway from MobiKwik.

Pay as you go

Free trial

Compared with BharatPe

  • No free plan, unlike BharatPe

BharatPe alternatives by what you need

How to choose a BharatPe alternative

  • Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
  • Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
  • Check onboarding requirements — website content, business registration, bank verification — before building the checkout.

BharatPe alternatives — FAQs

What is the best alternative to BharatPe in 2026?+

The closest matches to BharatPe on App Advisor are Freecharge for Business (Free), NPCI UPI (Free), Google Pay for Business (Free). They are ranked by how closely their category, pricing model, platforms and target business size match BharatPe, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to BharatPe?+

Yes. 3 of the 20 alternatives listed have a free plan or are free: Freecharge for Business (Free), NPCI UPI (Free), Google Pay for Business (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.

What is the cheapest alternative to BharatPe?+

Among alternatives that publish a price, PhonePe SmartSpeaker starts lowest at ₹99/mo. Freecharge for Business also has a free plan. Prices are read from each vendor's website and exclude GST.

Is there an Indian alternative to BharatPe?+

Yes. 19 alternatives are built in India, including Freecharge for Business (Free), NPCI UPI (Free), PayU (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

BharatPe vs Freecharge for Business: which is better?+

Freecharge for Business is the closest match to BharatPe in our catalogue. Compare them side by side before you book a demo.

How were these BharatPe alternatives chosen?+

Every product listed sits in payment gateways & upi or a category BharatPe also covers, and BharatPe's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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