1. Relay
Relay Financial Technologies Inc. · New York · Payment gateways & UPI · 4.3/5
Business banking with multiple checking accounts, unlimited users and spend controls.
On request
Free plan available
Payment gateways & UPI · Alternatives
Best Bluevine alternatives in India (2026)
Bluevine is a payment gateways & upi product from Bluevine Inc., Jersey City, priced at On request with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 7 have a free plan, 14 are built in India.
Quick answer
The closest alternatives to Bluevine are Relay (On request), Airwallex (On request), PayU (Pay as you go), BharatPe (Free) and Cashfree Payments (Pay as you go). Relay is the top-ranked option with a free plan.
Why businesses look for a Bluevine alternative
Indian support and GST
Bluevine is built in United States. 14 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
Bluevine alternatives compared
Ranked by how closely each product matches Bluevine's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Bluevine (current) | On request | Yes | Web | No | 4.4/5 | — |
| 1 | Relay | On request | Yes | Web | No | 4.3/5 | |
| 2 |  Airwallex | On request | Yes | Web | No | 4.3/5 | |
| 3 |  PayU | Pay as you go | No | Web | Yes | 4.7/5 | |
| 4 |  BharatPe | Free | Yes | Web | Yes | 4.6/5 | |
| 5 |  Cashfree Payments | Pay as you go | No | Web | Yes | 4.7/5 | |
| 6 |  Freecharge for Business | Free | Yes | Web | Yes | 4.6/5 | |
| 7 |  Paytm Payment Gateway | Pay as you go | No | Web | Yes | 4.7/5 | |
| 8 |  Instamojo Payments | Pay as you go | No | Web | Yes | 4.6/5 | |
| 9 |  Google Pay for Business | Free | Yes | Web | No | 4.5/5 | |
| 10 |  PhonePe Payment Gateway | Pay as you go | No | Web | Yes | 4.6/5 | |
| 11 |  Easebuzz | Pay as you go | No | Web | Yes | 4.6/5 | |
| 12 |  NPCI UPI | Free | Yes | Web | Yes | 4.5/5 | |
| 13 |  Zaakpay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 14 |  Atom Technologies | Pay as you go | No | Web | Yes | 4.6/5 | |
| 15 |  Novo | Free | Yes | Web | No | 4.3/5 | |
| 16 |  PayPal | Pay as you go | No | Web | No | 4.4/5 | |
| 17 |  Skydo | Pay as you go | No | Web | Yes | 4.5/5 | |
| 18 |  Stripe | Pay as you go | No | Web | No | 4.4/5 | |
| 19 |  Salt by Salt.pe | Pay as you go | No | Web | Yes | 4.4/5 | |
| 20 |  BRISKPE | Pay as you go | No | Web | Yes | 4.4/5 |
Top 10 Bluevine alternatives in detail
2. Airwallex
Airwallex · Singapore · Payment gateways & UPI · 4.3/5
Global financial platform with multi-currency accounts, FX transfers, cards and payments.
On request
Free plan available
3. PayU
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
Pay as you go
Free trial
Compared with Bluevine
- No free plan, unlike Bluevine
- Built in India (Gurugram)
4. BharatPe
BharatPe · New Delhi · Payment gateways & UPI · 4.6/5
Interoperable UPI QR and merchant loans.
Free
Free plan available
Compared with Bluevine
- Built in India (New Delhi)
5. Cashfree Payments
Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5
Payment gateway and payouts with high UPI success rates.
Pay as you go
Free trial
Compared with Bluevine
- No free plan, unlike Bluevine
- Built in India (Bengaluru)
Key features
- Payment gateway (180+ modes incl. UPI, cards, BNPL, Apple Pay)
- Payment links
- Subscriptions
- International payments
- Payouts API
6. Freecharge for Business
Freecharge (Axis Bank) · Gurugram · Payment gateways & UPI · 4.6/5
Merchant UPI and wallet acceptance.
Free
Free plan available
Compared with Bluevine
- Built in India (Gurugram)
7. Paytm Payment Gateway
Paytm · Noida · Payment gateways & UPI · 4.7/5
Gateway with Paytm wallet, UPI and card acceptance.
Pay as you go
Free trial
Compared with Bluevine
- No free plan, unlike Bluevine
- Built in India (Noida)
8. Instamojo Payments
Instamojo · Bengaluru · Payment gateways & UPI · 4.6/5
Simple payment gateway and links for micro businesses.
Pay as you go
Free trial
Compared with Bluevine
- No free plan, unlike Bluevine
- Built in India (Bengaluru)
9. Google Pay for Business
Google · Mountain View · Payment gateways & UPI · 4.5/5
Free UPI QR acceptance for merchants.
Free
Free plan available
10. PhonePe Payment Gateway
PhonePe · Bengaluru · Payment gateways & UPI · 4.6/5
Gateway with PhonePe UPI and card processing.
Pay as you go
Free trial
Compared with Bluevine
- No free plan, unlike Bluevine
- Built in India (Bengaluru)
Bluevine alternatives by what you need
Free Bluevine alternatives
How to choose a Bluevine alternative
- Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
- Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
- Check onboarding requirements — website content, business registration, bank verification — before building the checkout.
Bluevine alternatives — FAQs
What is the best alternative to Bluevine in 2026?+
The closest matches to Bluevine on App Advisor are Relay (On request), Airwallex (On request), PayU (Pay as you go). They are ranked by how closely their category, pricing model, platforms and target business size match Bluevine, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Bluevine?+
Yes. 7 of the 20 alternatives listed have a free plan or are free: Relay (On request), Airwallex (On request), BharatPe (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to Bluevine?+
Yes. 14 alternatives are built in India, including PayU (Pay as you go), BharatPe (Free), Cashfree Payments (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Bluevine vs Relay: which is better?+
Relay is the closest match to Bluevine in our catalogue. Compare them side by side before you book a demo.
How were these Bluevine alternatives chosen?+
Every product listed sits in payment gateways & upi or a category Bluevine also covers, and Bluevine Inc.'s own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which Bluevine alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
Relay alternativesAirwallex alternativesPayU alternativesBharatPe alternativesCashfree Payments alternativesFreecharge for Business alternativesPaytm Payment Gateway alternativesInstamojo Payments alternativesGoogle Pay for Business alternativesPhonePe Payment Gateway alternativesEasebuzz alternativesNPCI UPI alternativesAll payment gateways & upi alternativesBrowse all alternatives