Kredily

by Kredily · Bengaluru, Karnataka · Since 2017

Free HR and payroll software for small businesses.

HRMS software Payroll software Employee onboarding software Leave management software Employee self-service (ESS) softwareMade in IndiaFree plan

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Starting price: Free · paid from ₹1,249/mo; Payroll OS, up to 25 employees; ₹50/employee beyond 25
Free trial / plan: Free Forever; ₹0/month for unlimited employees, subject to active usage policy
Deployment: Cloud; Web
App Advisor rating: 4.7; transparency & India fit

What is Kredily?

Kredily is an India-built HR and payroll platform from PeopleProsper Technologies Pvt Ltd, headquartered in Bengaluru. It covers payroll and statutory compliance (PF, ESI, Professional Tax and TDS), HRMS and employee records, attendance and leave, recruitment and ATS, performance, expenses, assets, background verification, an insurance dashboard and workforce analytics, plus an AI co-pilot called Kai.

Its headline is a Free Forever plan: ₹0 per month for unlimited employees, with no credit card and no per-seat minimum, covering payroll, HR, attendance and leave — subject to what Kredily calls an active usage policy. Paid plans start at ₹1,249 per month for up to 25 employees and exist mainly for bank salary payouts, statutory filing documents and advanced attendance.

Kredily says 25,000+ companies and 10,00,000+ employees run on the platform, with ₹1,000+ Cr of payroll processed.

What works well

+Genuinely free plan for unlimited employees, not a time-limited trial, with no credit card required
+Free tier includes payroll computation, payslips and PF/ESI/PT/TDS statutory calculation
+Employee self-service portal and mobile app (Android and iOS) included on the free plan
+Built specifically for Indian statutory rules rather than localised from a foreign product
+Paid plans are affordable: ₹1,249/month covers up to 25 employees
+India data residency, 256-bit AES encryption at rest and TLS in transit, role-based access
+Broad module range beyond payroll: ATS, performance, expenses, assets, background verification, insurance

What to watch out for

−The free plan's attendance is web clock-in only; selfie/GPS attendance needs the Professional plan
−Free and Payroll OS plans cap document storage at 250 MB
−Free plan allows only 1 customisable leave and attendance rule and 1 salary structure
−Salary payouts via ICICI Bank/NEFT, PF/ESI challans, Form 12BB and Form 16 are all paid-only
−Analytics and reports are not in the free plan
−Free Forever is "subject to active usage policy" and Kredily doesn't publish what that policy requires
−Marketing pages describe features like face-recognition attendance as free, but the pricing table lists KredEYE as a ₹50/user/month add-on
−Face recognition (KredEYE), automated attendance (Klocky) and live GPS tracking are paid add-ons on every plan
−Enterprise pricing is quote-only and no annual billing option or GST treatment is published

Best suited for: Indian startups and small businesses that want compliant payroll at zero software cost · Companies with more than 10 employees that have outgrown other vendors' small free tiers · Growing teams of 25–100 employees wanting low-cost paid payroll with bank payouts · Businesses that want HRMS, attendance and payroll in one Indian product · Organisations that need employee self-service on mobile without paying per seat

AI analysis of Kredily

Analysing Kredily — pricing, features, reviews and alternatives…

Generated by App Advisor's native engine from this listing's verified data — not a paid placement.

Kredily features

Researched from Kredily's official product pages · updated September 2026.

Core HR

Employee database and KYC
Employee self-onboarding
Employee self-service portal
Announcements and reminders
Document storage (250 MB on Free and Payroll OS, unlimited above)

Payroll and compliance

Payroll computation including LOP, arrears and reimbursements
PF, ESI, Professional Tax and TDS statutory calculation
Payslip generation with a 13-template gallery
Salary payout via ICICI Bank and NEFT (paid)
PF/ESI challans, Form 12BB and Form 16 (paid)
Overtime, daily wages and mid-month payouts (paid)

Attendance and leave

Web clock-in attendance
Customisable leave and attendance rules
Selfie and GPS attendance with penalty rules (Professional)
Geo-fencing and approved office locations
KredEYE AI face recognition with anti-spoofing (add-on)
Klocky zero-touch automated attendance (add-on)
Live GPS tracking, Android only (add-on)

Beyond payroll

Recruitment and ATS
Performance management
Expense management with payouts and approval workflows
Asset management
Background verification
Insurance dashboard
Exit settlements and exit management (Enterprise)

Analytics and AI

Workforce Intelligence analytics and insights
Analytics and reports (paid plans)
Kai, Kredily's AI co-pilot
MCP connector for Claude and Gemini

Kredily pricing (INR)

Source

Every edition as published by the vendor · free trial: No trial is needed or advertised — the Free Forever plan has no time limit. Prices exclude GST unless stated. Full Kredily pricing breakdown

Free Forever

₹0/month

Free forever for unlimited employees, no credit card; subject to active usage policy

Employee database, self-service and mobile app
Announcements, reminders and onboarding
Web clock-in attendance
1 customisable leave and attendance rule
1 salary structure
PF, ESI, PT and TDS statutory calculation
Payslips
250 MB data storage
AI-powered chat, webinars and training

Payroll OS

₹1,249/month

Up to 25 employees; ₹50 per employee for 26+

Everything in Free Forever
Salary payout via ICICI Bank and NEFT
PF/ESI challans, Form 12BB and Form 16
Overtime, daily wages and mid-month payouts
2 customisable leave and attendance rules
Analytics and reports
250 MB data storage

Professional

₹1,749/month

Up to 25 employees; ₹70 per employee for 26+; marked Recommended

Everything in Payroll OS
Selfie/GPS attendance and penalty rules
Unlimited customisable leave and attendance rules
Expense payouts and approval workflows
Unlimited data storage
Multi-company support as an add-on

Enterprise

Custom

Book a demo

Everything in Professional
Exit settlements and exit management
Dedicated support and custom modules
Unlimited data storage

• Free Forever is ₹0 for unlimited employees with no credit card, but Kredily states it is "subject to active usage policy" and does not publish the terms of that policy.
• The free plan covers payroll, HR, attendance and leave, but attendance is web clock-in only and storage is capped at 250 MB.
• Paid plans are billed per active employee beyond 25.
• Add-ons on all plans cost ₹50/user/month each: Klocky (zero-touch automated attendance), Live Tracking (continuous GPS, Android only) and KredEYE (AI face-recognition attendance).
• No annual billing option and no GST treatment are published on the pricing page.

Buying for a team? App Advisor can get you a volume quote and any partner discount available.

Integrations, security & India

Integrations

ICICI Bank (direct salary disbursals)
NEFT bank payouts
MCP connector for Claude and Gemini
Kredily mobile app for Android and iOS

Security & compliance

Bank-grade security, per Kredily's own description
256-bit AES encryption at rest and TLS encryption in transit
India data residency — data hosted in India
Role-based access control, so only authorised HR managers, admins or employees see relevant data
Secure cloud hosting with regular backups
KredEYE face recognition includes liveness detection to prevent photo or video spoofing

For Indian businesses

Built in India for Indian statutory requirements; headquartered in Bengaluru under PeopleProsper Technologies Pvt Ltd
Computes PF, ESI, Professional Tax and TDS natively
Generates PF/ESI challans, Form 12BB and Form 16 on paid plans
Data is hosted in India (India data residency)
All pricing is published in INR; GST treatment is not stated on the pricing page
ICICI Bank integration for direct salary disbursals

Support, resources & partner network

Support & learning

AI-powered chat, webinars and training on all plans, including Free Forever
Email: hello@kredily.com
Phone: 080 4709 2710
Help Centre and contact form on the website
Account managers assist with setup and onboarding
Dedicated support and custom modules on the Enterprise plan

Kredily Pricing Free HR & payroll software HRMS software Payroll software Attendance app About us

Trust, compliance & who uses Kredily

Customers named by the vendor

25,000+ companies and 10,00,000+ employees, with ₹1,000+ Cr payroll processed (vendor-stated)

Is Kredily the best choice for you?

Best choice if you are…

Indian startups and small businesses that want compliant payroll at zero software cost
Companies with more than 10 employees that have outgrown other vendors' small free tiers
Growing teams of 25–100 employees wanting low-cost paid payroll with bank payouts
Businesses that want HRMS, attendance and payroll in one Indian product
Organisations that need employee self-service on mobile without paying per seat

Look elsewhere if you are…

Companies running payroll outside India
Large enterprises needing deep talent management and global HCM — compare Darwinbox
Teams that need advanced attendance, face recognition or analytics without paying, since these sit on paid plans or add-ons
Buyers who want a published annual-billing discount or clear GST-inclusive pricing

Still comparing? Get an unbiased shortlist and demos arranged for free.

Sources (7) · updated September 2026

Kredily screenshots

Specifications

Category: HRMS software, Payroll software, Employee onboarding software, Leave management software, Employee self-service (ESS) software
Vendor: Kredily
Headquarters: Bengaluru, Karnataka
Founded: 2017
Pricing model: Freemium
Starting price: Free plan
Deployment: Cloud
Platforms: Web
Best for: Startup, Small business, SMB
Made in India: Yes

Paid plans

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Kredily — frequently asked questions

Is Kredily free?+

Yes, in a real sense. Kredily's Free Forever plan is ₹0 per month for unlimited employees with no credit card and no per-seat minimum, and it is not a time-limited trial. It covers payroll, HR, attendance and leave. Two caveats: Kredily states it is "subject to active usage policy" without publishing that policy, and the free tier is deliberately limited — web clock-in attendance only, 1 leave rule, 1 salary structure and 250 MB of storage.

What is Kredily pricing?+

Free Forever is ₹0/month for unlimited employees. Payroll OS is ₹1,249/month for up to 25 employees, then ₹50 per employee. Professional is ₹1,749/month for up to 25 employees, then ₹70 per employee. Enterprise is custom-priced via a demo. Klocky, Live Tracking and KredEYE are ₹50/user/month add-ons.

What is Kredily HRMS?+

Kredily HRMS is an India-built HR and payroll platform covering employee records, self-service, attendance and leave, payroll with PF/ESI/PT/TDS compliance, recruitment, performance, expenses, assets and analytics. Kredily says 25,000+ companies and over 10,00,000 employees run on it.

Is Kredily good human resource software for Indian companies?+

It is built specifically for Indian statutory rules rather than localised from a foreign product, computes PF, ESI, PT and TDS natively, generates Form 16 and PF/ESI challans on paid plans, and hosts data in India. The free tier for unlimited employees makes it unusually accessible for small Indian businesses.

Does Kredily have a mobile app?+

Yes. The Kredily employee app runs on Android and iOS and is included on the Free Forever plan. Employees can view payslips, salary structure, tax deductions and Form 16, apply for leave, mark attendance, and access earned-wage advances and group insurance.

What does the Kredily app do for attendance?+

Web clock-in attendance is available on every plan including the free one. Selfie and GPS attendance with penalty rules requires the Professional plan, and geo-fencing lets you restrict marking to approved locations. KredEYE, the AI face-recognition module with anti-spoofing and mask/low-light support, is a ₹50/user/month add-on.

What's the catch with Kredily's free plan?+

There isn't a hidden charge, but the free plan is scoped. You get payroll, payslips, statutory calculation, self-service and the mobile app for unlimited employees. You don't get ICICI/NEFT salary payouts, PF/ESI challans, Form 12BB or Form 16, analytics and reports, or selfie/GPS attendance — and storage is capped at 250 MB with only 1 leave rule and 1 salary structure. Kredily also notes the plan is subject to an unpublished active usage policy.

How many employees can Kredily's free plan handle?+

Unlimited. Kredily states the Free Forever plan is for unlimited employees with no per-seat minimum, which is its main differentiator against free tiers that cap at 10 or 25 employees.

Is Kredily secure?+

Kredily describes bank-grade security: 256-bit AES encryption at rest, TLS in transit, role-based access control, secure cloud hosting with regular backups, and India data residency. It does not publish specific certifications such as ISO 27001 or SOC 2, so ask for compliance documents during evaluation.

What is Kredily?+

Kredily is hrms software by Kredily, an Indian company from Bengaluru. Free HR and payroll software for small businesses.

How much does Kredily cost?+

Kredily has a free plan. Check the vendor's pricing page for current plans.

Does Kredily offer a free trial or free plan?+

Yes — Kredily offers a free plan you can start with.

Is Kredily made in India?+

Yes. Kredily is built by Kredily, headquartered in Bengaluru, Karnataka.

Who is Kredily best suited for?+

Kredily suits startup, small business, smb buyers looking for hrms software with payroll software and employee onboarding software and leave management software and employee self-service (ess) software.

What are the best alternatives to Kredily?+

Popular alternatives in hrms software include greytHR, Zoho People, Zoho Payroll. Use App Advisor's compare tool to see them side by side.

How is Kredily deployed?+

Kredily is available as a cloud (SaaS) product, with web access.