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Payment gateways & UPI · Alternatives
Schematic is a payment gateways & upi product from Schematic Inc., Boulder, priced at Paid plans. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 16 are built in India.
Quick answer
The closest alternatives to Schematic are PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go), Paytm Payment Gateway (1.99% per transaction · Standard plan, plus 18% GST), Instamojo Payments (Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction) and PhonePe Payment Gateway (1.99% per transaction · Currently free under a limited-period offer (T&C apply)). Published prices in this list start at ₹99/month.
Indian support and GST
Schematic is built in United States. 16 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
Ranked by how closely each product matches Schematic's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra
Free trial
Compared with Schematic
Key features
Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5
Payment gateway and payouts with high UPI success rates.
Pay as you go
Free trial
Compared with Schematic
Key features
Paytm · Noida · Payment gateways & UPI · 4.7/5
Gateway with Paytm wallet, UPI and card acceptance.
1.99% per transaction · Standard plan, plus 18% GST
Free trial
Compared with Schematic
Key features
Instamojo · Bengaluru · Payment gateways & UPI · 4.6/5
Simple payment gateway and links for micro businesses.
Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction
Free trial
Compared with Schematic
Key features
PhonePe · Bengaluru · Payment gateways & UPI · 4.6/5
Gateway with PhonePe UPI and card processing.
1.99% per transaction · Currently free under a limited-period offer (T&C apply)
Free trial
Compared with Schematic
Key features
Easebuzz · Pune · Payment gateways & UPI · 4.6/5
Payment gateway and collections for education, SMEs and enterprises.
Pay as you go
Free trial
Compared with Schematic
Key features
Zaakpay (MobiKwik) · Gurugram · Payment gateways & UPI · 4.6/5
Payment gateway from MobiKwik.
Pay as you go
Free trial
Compared with Schematic
Atom Technologies (NTT DATA) · Mumbai · Payment gateways & UPI · 4.6/5
Payment gateway and bill collection for enterprises.
Pay as you go
Free trial
Compared with Schematic
PayPal · San Jose · Payment gateways & UPI · 4.4/5
Cross-border payments for Indian exporters and freelancers.
Pay as you go
Free trial
Skydo · Bengaluru · Payment gateways & UPI · 4.5/5
International payment collection for Indian exporters with FIRA.
Pay as you go
Free trial
Compared with Schematic
PayU2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extraCashfree PaymentsPay as you goPaytm Payment Gateway1.99% per transaction · Standard plan, plus 18% GSTInstamojo PaymentsRs 0/year · Payment Links Quick plan, 2% + Rs 3 per transactionPhonePe Payment Gateway1.99% per transaction · Currently free under a limited-period offer (T&C apply)EasebuzzPay as you goThe closest matches to Schematic on App Advisor are PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go), Paytm Payment Gateway (1.99% per transaction · Standard plan, plus 18% GST). They are ranked by how closely their category, pricing model, platforms and target business size match Schematic, then by rating. The best choice depends on your team size and budget.
None of the 20 closest alternatives to Schematic has a free plan. Most offer a free trial instead, so ask for one before you commit.
Among alternatives that publish a price, PhonePe SmartSpeaker starts lowest at ₹99/mo. Prices are read from each vendor's website and exclude GST.
Yes. 16 alternatives are built in India, including PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go), Paytm Payment Gateway (1.99% per transaction · Standard plan, plus 18% GST). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
PayU is the closest match to Schematic in our catalogue. Key differences: Built in India (Gurugram). Compare them side by side before you book a demo.
Every product listed sits in payment gateways & upi or a category Schematic also covers, and Schematic Inc.'s own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
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