1. Bluevine
Bluevine Inc. · Jersey City · Payment gateways & UPI · 4.4/5
Online business checking with no monthly fees plus lines of credit and term loans.
On request
Free plan available
Payment gateways & UPI · Alternatives
Best PaySimple alternatives in India (2026)
PaySimple is a payment gateways & upi product from PaySimple, Denver, priced at On request with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 12 have a free plan, 11 are built in India.
Quick answer
The closest alternatives to PaySimple are Bluevine (On request), Relay (On request), Airwallex (On request), HitPay (On request) and ChargebackStop (On request). Bluevine is the top-ranked option with a free plan.
Why businesses look for a PaySimple alternative
Indian support and GST
PaySimple is built in United States. 11 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
PaySimple alternatives compared
Ranked by how closely each product matches PaySimple's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | PaySimple (current) | On request | Yes | Web | No | 4.2/5 | — |
| 1 | Bluevine | On request | Yes | Web | No | 4.4/5 | |
| 2 |  Relay | On request | Yes | Web | No | 4.3/5 | |
| 3 |  Airwallex | On request | Yes | Web | No | 4.3/5 | |
| 4 |  HitPay | On request | Yes | Web | No | 4.2/5 | |
| 5 |  ChargebackStop | On request | Yes | Web | No | 4.2/5 | |
| 6 |  Rainforest Pay | On request | Yes | Web | No | 4.2/5 | |
| 7 |  Stax Payments | On request | Yes | Web | No | 4.2/5 | |
| 8 |  Tilled | On request | Yes | Web | No | 4.2/5 | |
| 9 |  PayU | Pay as you go | No | Web | Yes | 4.7/5 | |
| 10 |  BharatPe | Free | Yes | Web | Yes | 4.6/5 | |
| 11 |  Cashfree Payments | Pay as you go | No | Web | Yes | 4.7/5 | |
| 12 |  Freecharge for Business | Free | Yes | Web | Yes | 4.6/5 | |
| 13 |  Paytm Payment Gateway | Pay as you go | No | Web | Yes | 4.7/5 | |
| 14 |  Instamojo Payments | Pay as you go | No | Web | Yes | 4.6/5 | |
| 15 |  Google Pay for Business | Free | Yes | Web | No | 4.5/5 | |
| 16 |  PhonePe Payment Gateway | Pay as you go | No | Web | Yes | 4.6/5 | |
| 17 |  Easebuzz | Pay as you go | No | Web | Yes | 4.6/5 | |
| 18 |  NPCI UPI | Free | Yes | Web | Yes | 4.5/5 | |
| 19 |  Zaakpay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 20 |  Atom Technologies | Pay as you go | No | Web | Yes | 4.6/5 |
Top 10 PaySimple alternatives in detail
2. Relay
Relay Financial Technologies Inc. · New York · Payment gateways & UPI · 4.3/5
Business banking with multiple checking accounts, unlimited users and spend controls.
On request
Free plan available
3. Airwallex
Airwallex · Singapore · Payment gateways & UPI · 4.3/5
Global financial platform with multi-currency accounts, FX transfers, cards and payments.
On request
Free plan available
4. HitPay
HitPay Payment Solutions Pte Ltd · Payment gateways & UPI · 4.2/5
Payment platform for SMBs to accept online and in-store payments, send invoices and manage payouts
On request
Free plan available
5. ChargebackStop
ChargebackStop · London · Payment gateways & UPI · 4.2/5
Chargeback prevention tool with real-time alerts and automated dispute recovery for merchants
On request
Free plan available
6. Rainforest Pay
Rainforest Pay, Inc · Payment gateways & UPI · 4.2/5
Payfac-as-a-service platform for vertical SaaS companies to embed card and bank payments
On request
Free plan available
7. Stax Payments
Stax Payments · Orlando · Payment gateways & UPI · 4.2/5
Payment processing platform for small businesses and SaaS companies with subscription-based pricing
On request
Free plan available
8. Tilled
Tilled · Boulder · Payment gateways & UPI · 4.2/5
Payment facilitation platform for software companies to embed and monetise merchant payments
On request
Free plan available
9. PayU
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
Pay as you go
Free trial
Compared with PaySimple
- No free plan, unlike PaySimple
- Built in India (Gurugram)
10. BharatPe
BharatPe · New Delhi · Payment gateways & UPI · 4.6/5
Interoperable UPI QR and merchant loans.
Free
Free plan available
Compared with PaySimple
- Built in India (New Delhi)
PaySimple alternatives by what you need
Free PaySimple alternatives
How to choose a PaySimple alternative
- Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
- Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
- Check onboarding requirements — website content, business registration, bank verification — before building the checkout.
PaySimple alternatives — FAQs
What is the best alternative to PaySimple in 2026?+
The closest matches to PaySimple on App Advisor are Bluevine (On request), Relay (On request), Airwallex (On request). They are ranked by how closely their category, pricing model, platforms and target business size match PaySimple, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to PaySimple?+
Yes. 12 of the 20 alternatives listed have a free plan or are free: Bluevine (On request), Relay (On request), Airwallex (On request). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to PaySimple?+
Yes. 11 alternatives are built in India, including PayU (Pay as you go), BharatPe (Free), Cashfree Payments (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
PaySimple vs Bluevine: which is better?+
Bluevine is the closest match to PaySimple in our catalogue. Compare them side by side before you book a demo.
How were these PaySimple alternatives chosen?+
Every product listed sits in payment gateways & upi or a category PaySimple also covers, and PaySimple's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which PaySimple alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
Bluevine alternativesRelay alternativesAirwallex alternativesHitPay alternativesChargebackStop alternativesRainforest Pay alternativesStax Payments alternativesTilled alternativesPayU alternativesBharatPe alternativesCashfree Payments alternativesFreecharge for Business alternativesAll payment gateways & upi alternativesBrowse all alternatives