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Payment gateways & UPI · Alternatives
Razorpay is a payment gateways & upi product from Razorpay, Bengaluru, priced at Pay as you go. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 19 are built in India.
Quick answer
The closest alternatives to Razorpay are Airpay (Pay as you go), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go), Paytm Payment Gateway (1.99% per transaction · Standard plan, plus 18% GST) and Instamojo Payments (Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction). Published prices in this list start at ₹99/month.
Reported limitation
2% applies even to UPI on the Standard plan
Reported limitation
Corporate cards cost 2.15% and international cards up to 3%
Reported limitation
18% GST on platform fee
Ranked by how closely each product matches Razorpay's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
Airpay Payment Services · Mumbai · Payment gateways & UPI · 4.6/5
Omnichannel payments with gateway and POS.
Pay as you go
Free trial
Key features
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra
Free trial
Key features
Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5
Payment gateway and payouts with high UPI success rates.
Pay as you go
Free trial
Key features
Paytm · Noida · Payment gateways & UPI · 4.7/5
Gateway with Paytm wallet, UPI and card acceptance.
1.99% per transaction · Standard plan, plus 18% GST
Free trial
Key features
Instamojo · Bengaluru · Payment gateways & UPI · 4.6/5
Simple payment gateway and links for micro businesses.
Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction
Free trial
Key features
PhonePe · Bengaluru · Payment gateways & UPI · 4.6/5
Gateway with PhonePe UPI and card processing.
1.99% per transaction · Currently free under a limited-period offer (T&C apply)
Free trial
Key features
Easebuzz · Pune · Payment gateways & UPI · 4.6/5
Payment gateway and collections for education, SMEs and enterprises.
Pay as you go
Free trial
Key features
Zaakpay (MobiKwik) · Gurugram · Payment gateways & UPI · 4.6/5
Payment gateway from MobiKwik.
Pay as you go
Free trial
Atom Technologies (NTT DATA) · Mumbai · Payment gateways & UPI · 4.6/5
Payment gateway and bill collection for enterprises.
Pay as you go
Free trial
Skydo · Bengaluru · Payment gateways & UPI · 4.5/5
International payment collection for Indian exporters with FIRA.
Pay as you go
Free trial
AirpayPay as you goPayU2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extraCashfree PaymentsPay as you goPaytm Payment Gateway1.99% per transaction · Standard plan, plus 18% GSTInstamojo PaymentsRs 0/year · Payment Links Quick plan, 2% + Rs 3 per transactionPhonePe Payment Gateway1.99% per transaction · Currently free under a limited-period offer (T&C apply)The closest matches to Razorpay on App Advisor are Airpay (Pay as you go), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go). They are ranked by how closely their category, pricing model, platforms and target business size match Razorpay, then by rating. The best choice depends on your team size and budget.
None of the 20 closest alternatives to Razorpay has a free plan. Most offer a free trial instead, so ask for one before you commit.
Among alternatives that publish a price, PhonePe SmartSpeaker starts lowest at ₹99/mo. Prices are read from each vendor's website and exclude GST.
Yes. 19 alternatives are built in India, including Airpay (Pay as you go), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Cashfree Payments (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Airpay is the closest match to Razorpay in our catalogue. Compare them side by side before you book a demo.
Every product listed sits in payment gateways & upi or a category Razorpay also covers, and Razorpay's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
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