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Billing software · Alternatives
Xero is a billing software product from Xero, Wellington, priced at ₹2,400/mo. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 8 have a free plan, 17 are built in India, and 16 start cheaper or free.
Quick answer
The closest alternatives to Xero are Reach Accounting (₹1,000/mo), FreshBooks (₹1,600/mo), QuickBooks Online (₹1,500/mo), GoFrugal (₹6,000/mo) and Tally on Cloud by Hostbooks (₹999/mo). OkCredit is the top-ranked option with a free plan. Published prices in this list start at ₹291/month.
There is no free plan
Xero has no free tier. 8 alternatives do, which lets you test with real data before you pay.
Cost
Xero starts at ₹2,400/mo. 16 alternatives start lower or have a free plan.
Indian support and GST
Xero is built in New Zealand. 17 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
Ranked by how closely each product matches Xero's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Xero (current) | ₹2,400/mo | No | Web, Android, iOS | No | 4.4/5 | — |
| 1 |  Reach Accounting | ₹1,000/mo | No | Web | Yes | 4.6/5 | |
| 2 |  FreshBooks | ₹1,600/mo | No | Web | No | 4.3/5 | |
| 3 |  QuickBooks Online | ₹1,500/mo | No | Web | No | 4.4/5 | |
| 4 |  GoFrugal | ₹6,000/mo | No | Web, Android, iOS | Yes | 4.7/5 | |
| 5 |  Tally on Cloud by Hostbooks | ₹999/mo | No | Web | Yes | 4.5/5 | |
| 6 |  OkCredit | Free · Paid packs from Rs 30 per 30 days | Yes | Web, Android, iOS | Yes | 4.7/5 | |
| 7 |  RealBooks | ₹500/mo | No | Web | Yes | 4.6/5 | |
| 8 |  Saral Billing | ₹6,000/mo | No | Web | Yes | 4.6/5 | |
| 9 |  Book Keeper | ₹2,000/mo | No | Android, iOS, Windows | Yes | 4.4/5 | |
| 10 |  Zoho Books | ₹749/mo | Yes | Web | Yes | 4.8/5 | |
| 11 |  Marg ERP | One-time licence from ₹5,550 + 18% GST | No | Web | Yes | 4.7/5 | |
| 12 |  Refrens | Free plan | Yes | Web | Yes | 4.6/5 | |
| 13 |  Vyapar | ₹291/mo | Yes | Web, Android, iOS | Yes | 4.8/5 | |
| 14 |  Wave Accounting | Free plan | Yes | Web | No | 4.4/5 | |
| 15 |  EZTax Billing | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 16 |  GimBooks | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 17 |  Zoho Commerce Invoicing | ₹1,250/mo | No | Web | Yes | 4.4/5 | |
| 18 |  Invoay | ₹999/mo | No | Web | Yes | 4.5/5 | |
| 19 |  Giddh | ₹300/mo | Yes | Web | Yes | 4.6/5 | |
| 20 |  Vyapar Desktop | ₹3,399/mo | No | Windows | Yes | 4.4/5 |
Reach Accountant · Chennai · Billing software · 4.6/5
Cloud accounting ERP with industry editions for retail, services and manufacturing.
₹1,000/mo
Free trial
Compared with Xero
FreshBooks · Toronto · Billing software · 4.3/5
Invoicing and accounting for freelancers and small service businesses.
₹1,600/mo
Free trial
Compared with Xero
Intuit · Mountain View · Billing software · 4.4/5
Cloud accounting and invoicing used by small businesses worldwide.
₹1,500/mo
Free trial
Compared with Xero
GoFrugal Technologies · Chennai · Billing software · 4.7/5
Retail, restaurant and distribution billing and ERP with mobile apps.
₹6,000/mo
Free trial
Compared with Xero
Key features
HostBooks · Gurugram · Billing software · 4.5/5
Cloud accounting, GST, TDS and Tally-on-cloud for SMEs and CAs.
₹999/mo
Free trial
Compared with Xero
OkCredit · Bengaluru · Billing software · 4.7/5
Free digital credit ledger and billing app for kirana stores and small traders.
Free · Paid packs from Rs 30 per 30 days
Free plan available
Compared with Xero
Key features
Adansa Solutions · Kolkata · Billing software · 4.6/5
Online accounting with GST, multi-branch and CA collaboration.
₹500/mo
Free trial
Compared with Xero
Key features
Relyon Softech · Bengaluru · Billing software · 4.6/5
GST billing and accounting software from Relyon with TDS and payroll siblings.
₹6,000/mo
Free trial
Compared with Xero
Just Apps · Kolkata · Billing software · 4.4/5
Offline accounting, invoicing and inventory app for Android, iOS and Windows.
₹2,000/mo
Free trial
Compared with Xero
Zoho Corporation · Chennai · Billing software · 4.8/5
GST-ready cloud accounting with e-invoicing, e-way bills and bank feeds.
₹749/mo
Free plan available
Compared with Xero
Key features
The closest matches to Xero on App Advisor are Reach Accounting (₹1,000/mo), FreshBooks (₹1,600/mo), QuickBooks Online (₹1,500/mo). They are ranked by how closely their category, pricing model, platforms and target business size match Xero, then by rating. The best choice depends on your team size and budget.
Yes. 8 of the 20 alternatives listed have a free plan or are free: OkCredit (Free · Paid packs from Rs 30 per 30 days), Zoho Books (₹749/mo), Refrens (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Among alternatives that publish a price, Vyapar starts lowest at ₹291/mo, compared with ₹2,400/mo for Xero. OkCredit also has a free plan. Prices are read from each vendor's website and exclude GST.
Yes. 17 alternatives are built in India, including Reach Accounting (₹1,000/mo), GoFrugal (₹6,000/mo), Tally on Cloud by Hostbooks (₹999/mo). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Reach Accounting is the closest match to Xero in our catalogue. Key differences: Starts ₹1,400/mo cheaper (₹1,000/mo vs ₹2,400/mo); Built in India (Chennai). Compare them side by side before you book a demo.
Every product listed sits in billing software or a category Xero also covers, and Xero's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
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