1. EazyUdhar
EazyUdhar · Gurugram · Payment gateways & UPI · 4.4/5
EazyUdhar is a digital udhar (credit) management platform for shopkeepers, retailers and wholesalers.
Free plan
Free plan available
Payment gateways & UPI · Alternatives
Best SabPaisa alternatives in India (2027)
SabPaisa is a payment gateways & upi product from SabPaisa, New Delhi, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 12 have a free plan, 13 are built in India.
Quick answer
The closest alternatives to SabPaisa are EazyUdhar (Free plan), ChitBase (Free plan), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra), Bluevine (Free plan) and BharatPe (Free). EazyUdhar is the top-ranked option with a free plan.
SabPaisa alternatives compared
Ranked by how closely each product matches SabPaisa's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
Top 10 SabPaisa alternatives in detail
2. ChitBase
ChitBase · Hyderabad · Payment gateways & UPI · 4.3/5
Free chit fund management software for India. Track members, collect payments, run auctions, generate PDF reports. 100% free, no download, no credit card.
Free plan
Free plan available
3. PayU
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra
Free trial
Compared with SabPaisa
- No free plan, unlike SabPaisa
Key features
- Payment gateway with 150+ payment modes
- Cards, UPI, net banking, wallets, EMI, BNPL
- Bharat QR supporting 140+ UPI apps
- POS and cross-border payments
- Payment links
4. Bluevine
Bluevine Inc. · Jersey City · Payment gateways & UPI · 4.4/5
Online business checking with no monthly fees plus lines of credit and term loans.
Free plan
Free plan available
5. BharatPe
BharatPe · New Delhi · Payment gateways & UPI · 4.6/5
Interoperable UPI QR and merchant loans.
Free
Free plan available
6. Cashfree Payments
Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5
Payment gateway and payouts with high UPI success rates.
Pay as you go
Free trial
Compared with SabPaisa
- No free plan, unlike SabPaisa
Key features
- Payment gateway (180+ modes incl. UPI, cards, BNPL, Apple Pay)
- Payment links
- Subscriptions
- International payments
- Payouts API
7. Freecharge for Business
Freecharge (Axis Bank) · Gurugram · Payment gateways & UPI · 4.6/5
Merchant UPI and wallet acceptance.
Free
Free plan available
8. Paytm Payment Gateway
Paytm · Noida · Payment gateways & UPI · 4.7/5
Gateway with Paytm wallet, UPI and card acceptance.
1.99% per transaction · Standard plan, plus 18% GST
Free trial
Compared with SabPaisa
- No free plan, unlike SabPaisa
Key features
- UPI and Paytm Postpaid
- Visa, Mastercard, RuPay, Amex and Diners cards
- Net banking with 50+ banks
- Card and cardless EMI, bank offers, no-cost EMI
- JS Checkout two-step integration
9. Instamojo Payments
Instamojo · Bengaluru · Payment gateways & UPI · 4.6/5
Simple payment gateway and links for micro businesses.
Rs 0/year · Payment Links Quick plan, 2% + Rs 3 per transaction
Free trial
Compared with SabPaisa
- No free plan, unlike SabPaisa
Key features
- Unlimited payment links
- Smart Links with expiry, discounts and amount breakup
- Embeddable pay button for websites
- 100+ payment modes advertised
- Unlimited hosted landing pages
10. PhonePe Payment Gateway
PhonePe · Bengaluru · Payment gateways & UPI · 4.6/5
Gateway with PhonePe UPI and card processing.
1.99% per transaction · Currently free under a limited-period offer (T&C apply)
Free trial
Compared with SabPaisa
- No free plan, unlike SabPaisa
Key features
- UPI
- Credit and debit cards
- Net banking
- Wallets
- International payments
SabPaisa alternatives by what you need
Free SabPaisa alternatives
How to choose a SabPaisa alternative
- Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
- Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
- Check onboarding requirements — website content, business registration, bank verification — before building the checkout.
SabPaisa alternatives — FAQs
What is the best alternative to SabPaisa in 2027?+
The closest matches to SabPaisa on App Advisor are EazyUdhar (Free plan), ChitBase (Free plan), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra). They are ranked by how closely their category, pricing model, platforms and target business size match SabPaisa, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to SabPaisa?+
Yes. 12 of the 20 alternatives listed have a free plan or are free: EazyUdhar (Free plan), ChitBase (Free plan), Bluevine (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to SabPaisa?+
Yes. 13 alternatives are built in India, including EazyUdhar (Free plan), ChitBase (Free plan), PayU (2% per transaction · Domestic cards, net banking, wallets, BNPL; GST 18% extra). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
SabPaisa vs EazyUdhar: which is better?+
EazyUdhar is the closest match to SabPaisa in our catalogue. Compare them side by side before you book a demo.
How were these SabPaisa alternatives chosen?+
Every product listed sits in payment gateways & upi or a category SabPaisa also covers, and SabPaisa's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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