Equity and F&O trading from Paytm Money.
Made in IndiaFree planMobile app
Starts at
Free plan
Consumer & Everyday Apps
Best Personal finance & investing apps in India (2026)
Personal finance apps cover budgeting and expense tracking, mutual-fund and stock investing, credit scores, loans and insurance. India's most-downloaded finance apps are broking and payments apps, so this category is as much about trust and regulation as about features.
88 products compared77 made in India65 with a free plan
Top rated here
1
Angel One
Full-service broker with a flat-fee app and advisory.
Free plan
Zerodha Kite
India's largest discount broker with the Kite trading app and Coin for mutual funds.
Free plan
Upstox
Discount broking app for stocks, F&O and mutual funds.
Free plan
Kuvera
Free direct mutual fund investing with family accounts.
Free
Shoonya by Finvasia
Zero-brokerage trading platform.
Free
View
Global multi-asset broker for advanced investors.
Mobile app
Starts at
Pay as you go
US stock investing for Indian residents.
Free planMobile app
Starts at
Free plan
Broking arm of Axis Bank.
Made in IndiaMobile app
Starts at
Pay as you go
Algo and options trading platform.
NewMade in IndiaFree plan
Starts at
Free plan
Stock advisory and broking app pairing research-backed trade ideas with one-tap order execution.
Made in IndiaFree planMobile app
Starts at
Free plan
Instant personal loans app.
Made in IndiaMobile app
Starts at
Pay as you go
Fractional US stocks for Indians.
Made in IndiaFree planMobile app
Starts at
Free plan
Simple stock investing app for beginners.
NewMade in IndiaFree plan
Starts at
Free plan
Household budgeting and net worth tracking.
Mobile app
Starts at
₹800/mo
US-listed crypto exchange and wallet.
Mobile app
Starts at
Pay as you go
World's largest cryptocurrency exchange.
Mobile app
Starts at
Pay as you go
SEBI-registered wealth manager offering PMS strategies and portfolio monitoring for affluent Indians.
Made in IndiaMobile app
Starts at
On request
Trading and investment app for equity, derivatives, mutual funds, bonds and PMS from Nuvama Wealth.
Made in IndiaMobile app
Starts at
On request
Discount stockbroking app offering zero-brokerage delivery trades and flat-fee intraday and F&O orders.
Made in IndiaMobile app
Starts at
₹0 equity delivery; ₹20 per executed intraday/F&O order
Trading app for active options and stock traders with in-house charts and a flat per-order fee.
NewMade in IndiaMobile app
Starts at
₹10 per executed order
Ordered by App Advisor rating. Nothing here is paid placement — see how we rate software.
How to choose personal finance & investing apps
Check regulation first: broking apps must be SEBI-registered, MF platforms should be AMFI-registered distributors or RIAs, and lending apps must partner with an RBI-regulated lender.
Direct mutual-fund plans save roughly 1% a year versus regular plans — a platform that offers only regular plans is costing you.
Read the charges page, not the ad: brokerage, AMC, DP charges and platform fees add up.
What to look for
- ✓ SEBI-registered broking or MF distribution
- ✓ Direct mutual funds with zero commission
- ✓ Expense tracking from SMS and bank feeds
- ✓ Credit score monitoring
- ✓ SIP automation and goal planning
- ✓ Tax-saving and capital-gains reports
- ✓ Insurance comparison and claims
- ✓ Two-factor security and device binding
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Personal finance & investing apps — frequently asked questions
Which is the best app for investing in mutual funds in India?+
Zerodha Coin, Groww, Kuvera and Paytm Money all offer direct plans with no commission. Choose on interface, family-account support and reporting rather than on cost, which is the same.
Personal finance & investing apps — popular searches
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