Cloud lending management for NBFCs and MFIs.
Made in IndiaMobile app
Starts at
On request
Consumer & Everyday Apps
Best Banking, lending & fintech in India (2026)
Banking and fintech apps range from bank mobile apps and neobanks for businesses to small-business lending, invoice discounting and BNPL. For a business, the decision is usually about current-account features, payouts, APIs and how quickly you can get credit against receivables.
56 products compared49 made in India24 with a free plan
Top rated here
1
ICICI iMobile Pay
ICICI Bank's mobile app with UPI for any bank.
Free
IndusInd IndusMobile
IndusInd mobile banking.
Free
RazorpayX
Business banking with payouts, vendor payments and payroll.
Free
Bank of Baroda bob World
Bank of Baroda's digital banking app.
Free
Canara ai1
Canara Bank's all-in-one banking app.
Free
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Loan origination platform for banks and NBFCs.
Made in IndiaMobile app
Starts at
On request
Mid-market lending platform.
Made in IndiaMobile app
Starts at
On request
Debt marketplace for enterprises and lenders.
Made in IndiaMobile appEnterprise ready
Starts at
On request
Digital lender offering personal, business, professional and pre-owned car loans through its app.
Made in IndiaMobile app
Starts at
On request
IIFL Finance app for gold loans, MSME business loans and loans against securities.
Made in IndiaMobile app
Starts at
On request
Shriram Finance app covering fixed deposits, loans, insurance, UPI and bill payments.
Made in IndiaMobile app
Starts at
On request
Money transfer and NRI banking app for sending funds to India at live exchange rates.
Mobile app
Starts at
On request
Ordered by App Advisor rating. Nothing here is paid placement — see how we rate software.
How to choose banking, lending & fintech
For a business account, compare payout fees, API access and accounting integrations — those save more time than the interface.
Lending apps must name the regulated lender; check the APR, processing fee and prepayment terms rather than the headline rate.
Neobank layers sit on a partner bank; check which bank holds the funds and what happens if the layer shuts down.
What to look for
- ✓ Current account with bulk payouts
- ✓ Connected banking with accounting sync
- ✓ Business credit line or working-capital loans
- ✓ Invoice discounting and trade finance
- ✓ Corporate cards and spend controls
- ✓ GST-linked lending eligibility
- ✓ APIs for payouts and collections
- ✓ Cash-flow forecasting
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Banking, lending & fintech — frequently asked questions
What is a neobank?+
A digital-only banking layer built on top of a licensed partner bank. Your money sits with the partner bank; the neobank provides the app, cards, payouts and accounting features.
Banking, lending & fintech by industry
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